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BofI Holding Inc's credit losses provision for the three months ended in Mar. 2016 was $2.0 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Mar. 2016 was $10.7 Mil.
BofI Holding Inc's quarterly credit losses provision increased from Sep. 2015 ($2.4 Mil) to Dec. 2015 ($3.4 Mil) but then declined from Dec. 2015 ($3.4 Mil) to Mar. 2016 ($2.0 Mil).
BofI Holding Inc's annual credit losses provision declined from Jun. 2013 ($7.6 Mil) to Jun. 2014 ($5.4 Mil) but then increased from Jun. 2014 ($5.4 Mil) to Jun. 2015 ($11.2 Mil).
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
BofI Holding Inc Credit Losses Provision for the trailing twelve months (TTM) ended in Mar. 2016 was 2.9 (Jun. 2015 ) + 2.4 (Sep. 2015 ) + 3.4 (Dec. 2015 ) + 2 (Mar. 2016 ) = $10.7 Mil.
BofI Holding Inc Annual Data
BofI Holding Inc Quarterly Data