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Gouverneur Bancorp Inc's credit losses provision for the six months ended in Jun. 2008 was $0.00 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2008 was $0.02 Mil.
Gouverneur Bancorp Inc's quarterly credit losses provision declined from Sep. 2006 ($0.10 Mil) to Sep. 2007 ($0.02 Mil) and declined from Sep. 2007 ($0.02 Mil) to Jun. 2008 ($0.00 Mil).
Gouverneur Bancorp Inc's annual credit losses provision declined from Sep. 2005 ($0.14 Mil) to Sep. 2006 ($0.10 Mil) and declined from Sep. 2006 ($0.10 Mil) to Sep. 2007 ($0.02 Mil).
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Gouverneur Bancorp Inc Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2008 was $0.02 Mil.
* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.
Gouverneur Bancorp Inc Annual Data
Gouverneur Bancorp Inc Semi-Annual Data