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National Bankshares Inc's credit losses provision for the three months ended in Dec. 2014 was $0.48 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Dec. 2014 was $1.64 Mil.
National Bankshares Inc's quarterly credit losses provision declined from Jun. 2014 ($0.70 Mil) to Sep. 2014 ($0.36 Mil) but then increased from Sep. 2014 ($0.36 Mil) to Dec. 2014 ($0.48 Mil).
National Bankshares Inc's annual credit losses provision declined from Dec. 2012 ($3.13 Mil) to Dec. 2013 ($1.53 Mil) but then increased from Dec. 2013 ($1.53 Mil) to Dec. 2014 ($1.64 Mil).
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
National Bankshares Inc Credit Losses Provision for the trailing twelve months (TTM) ended in Dec. 2014 was 0.103 (Mar. 2014 ) + 0.701 (Jun. 2014 ) + 0.356 (Sep. 2014 ) + 0.481 (Dec. 2014 ) = $1.64 Mil.
National Bankshares Inc Annual Data
National Bankshares Inc Quarterly Data