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River Valley Bancorp (NAS:RIVR)
Credit Losses Provision
$0.62 Mil (TTM As of Sep. 2014)

River Valley Bancorp's credit losses provision for the three months ended in Sep. 2014 was $0.15 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Sep. 2014 was $0.62 Mil.

River Valley Bancorp's quarterly credit losses provision declined from Mar. 2014 ($0.17 Mil) to Jun. 2014 ($0.02 Mil) but then increased from Jun. 2014 ($0.02 Mil) to Sep. 2014 ($0.15 Mil).

River Valley Bancorp's annual credit losses provision declined from Dec. 2011 ($2.77 Mil) to Dec. 2012 ($1.38 Mil) and declined from Dec. 2012 ($1.38 Mil) to Dec. 2013 ($0.93 Mil).


Definition

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

River Valley Bancorp Credit Losses Provision for the trailing twelve months (TTM) ended in Sep. 2014 was 0.276 (Dec. 2013 ) + 0.174 (Mar. 2014 ) + 0.024 (Jun. 2014 ) + 0.149 (Sep. 2014 ) = $0.62 Mil.

* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.


Historical Data

* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.

River Valley Bancorp Annual Data

Dec04Dec05Dec06Dec07Dec08Dec09Dec10Dec11Dec12Dec13
IS_CreditLossesProvision 0.340.290.260.561.082.882.652.771.380.93

River Valley Bancorp Quarterly Data

Jun12Sep12Dec12Mar13Jun13Sep13Dec13Mar14Jun14Sep14
IS_CreditLossesProvision 0.320.270.320.320.320.020.280.170.020.15
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