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Regional Management Corp's credit losses provision for the three months ended in Mar. 2016 was $13.8 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Mar. 2016 was $51.4 Mil.
Regional Management Corp's quarterly credit losses provision declined from Sep. 2015 ($14.1 Mil) to Dec. 2015 ($11.4 Mil) but then increased from Dec. 2015 ($11.4 Mil) to Mar. 2016 ($13.8 Mil).
Regional Management Corp's annual credit losses provision increased from Dec. 2013 ($39.2 Mil) to Dec. 2014 ($69.1 Mil) but then declined from Dec. 2014 ($69.1 Mil) to Dec. 2015 ($47.3 Mil).
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
Regional Management Corp Credit Losses Provision for the trailing twelve months (TTM) ended in Mar. 2016 was 12.102 (Jun. 2015 ) + 14.085 (Sep. 2015 ) + 11.449 (Dec. 2015 ) + 13.791 (Mar. 2016 ) = $51.4 Mil.
Regional Management Corp Annual Data
Regional Management Corp Quarterly Data