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Zale Corporation's credit losses provision for the three months ended in Jan. 2014 was $0 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jan. 2014 was $0 Mil.
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
Zale Corporation Credit Losses Provision for the trailing twelve months (TTM) ended in Jan. 2014 was 0 (Apr. 2013 ) + 0 (Jul. 2013 ) + 0 (Oct. 2013 ) + 0 (Jan. 2014 ) = $0 Mil.
Zale Corporation Annual Data
Zale Corporation Quarterly Data