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Paymentus Holdings (Paymentus Holdings) Net-Net Working Capital

: $1.30 (As of Dec. 2023)
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In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.

Paymentus Holdings's Net-Net Working Capital for the quarter that ended in Dec. 2023 was $1.30.

The industry rank for Paymentus Holdings's Net-Net Working Capital or its related term are showing as below:

PAY's Price-to-Net-Net-Working-Capital is ranked worse than
70.91% of 1234 companies
in the Software industry
Industry Median: 7.245 vs PAY: 14.80

Paymentus Holdings Net-Net Working Capital Historical Data

The historical data trend for Paymentus Holdings's Net-Net Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paymentus Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Net-Net Working Capital
0.26 0.23 0.95 1.09 1.30

Paymentus Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net-Net Working Capital Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.09 1.15 1.18 1.30

Competitive Comparison

For the Software - Infrastructure subindustry, Paymentus Holdings's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paymentus Holdings Price-to-Net-Net-Working-Capital Distribution

For the Software industry and Technology sector, Paymentus Holdings's Price-to-Net-Net-Working-Capital distribution charts can be found below:

* The bar in red indicates where Paymentus Holdings's Price-to-Net-Net-Working-Capital falls into.



Paymentus Holdings Net-Net Working Capital Calculation

Paymentus Holdings's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in Dec. 2023 is calculated as

Net-Net Working Capital(A: Dec. 2023 )
=(Cash, Cash Equivalents, Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(179.361+0.75 * 76.389+0.5 * 0-75.247
-0-0)/123.821
=1.30

Paymentus Holdings's Net-Net Working Capital (NNWC) per share for the quarter that ended in Dec. 2023 is calculated as

Net-Net Working Capital(Q: Dec. 2023 )
=(Cash, Cash Equivalents, Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(179.361+0.75 * 76.389+0.5 * 0-75.247
-0-0)/123.821
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.

In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

This is a conservative way of estimating the company's value.


Paymentus Holdings  (NYSE:PAY) Net-Net Working Capital Explanation

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.


Paymentus Holdings Net-Net Working Capital Related Terms

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Paymentus Holdings (Paymentus Holdings) Business Description

Traded in Other Exchanges
N/A
Address
11605 N. Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers and financial institutions through a Software-as-a-Service, (SaaS), secure, omni-channel technology platform. The platform integrates into a biller's core financial and operating systems to provide flexible and secure access to payment processing of credit cards, debit cards, eChecks and digital wallets across a number of channels including online, mobile, IVR, call center, chatbot and voice-based assistants. The Company generates revenue from payment transaction fees processed through the Company's platform. The fees are generated as a percentage of transaction value or a specified fee per transaction.
Executives
Andrew A. Gerber officer: General Counsel and Secretary 18390 NE 68TH ST., REDMOND WA 98052
Gerasimos (jerry) Portocalis officer: Chief Commercial Officer 18390 NE 68TH ST., REDMOND WA 98052
Arun Oberoi director 100 EAST DAVIE STREET, RALEIGH NC 27601
Sanjay Kalra officer: SVP and CFO HARMONIC INC., 4300 NORTH FIRST STREET, SAN JOSE CA 95134
Paul E. Seamon officer: Interim CFO 18390 NE 68TH ST, REDMOND WA 98052
Matt Parson officer: Chief Financial Officer 18390 NE 68TH ST., REDMOND WA 98052
Gary Trainor director 18390 NE 68TH ST., REDMOND WA 98052
Jody R Davids director C/O PREMIER INC., 13034 BALLANTYNE CORPORATE PLACE, CHARLOTTE NC 28277
Dushyant Sharma director, 10 percent owner, officer: Chairman, President and CEO 18390 NE 68TH ST., REDMOND WA 98052
William Ingram director C/O LEAP WIRELESS INTERNATIONAL, INC., 5887 COPLEY DRIVE, SAN DIEGO CA 92111
Accel-kkr Growth Capital Partners Ii, Lp 10 percent owner 2500 SAND HILL ROAD, SUITE 300, MENLO PARK CA 94025
Accel-kkr Growth Capital Partners Ii Strategic Fund, Lp 10 percent owner 2500 SAND HILL ROAD, SUITE 300, MENLO PARK CA 94025
John C Morrow officer: General Counsel and Secretary 11100 NE 8TH ST #600, BELLEVUE WA 98004
Accel-kkr Growth Capital Partners Iii, Lp 10 percent owner 2500 SAND HILL ROAD, SUITE 300, MENLO PARK CA 94025
Accel-kkr Capital Partners Cv Iii, Lp 10 percent owner 2500 SAND HILL ROAD, SUITE 300, MENLO PARK CA 94025