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HMN Financial (HMN Financial) Shiller PE Ratio : 10.64 (As of Apr. 25, 2024)


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What is HMN Financial Shiller PE Ratio?

As of today (2024-04-25), HMN Financial's current share price is $19.89. HMN Financial's E10 for the quarter that ended in Dec. 2023 was $1.87. HMN Financial's Shiller PE Ratio for today is 10.64.

The historical rank and industry rank for HMN Financial's Shiller PE Ratio or its related term are showing as below:

HMNF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.4   Med: 12.78   Max: 278.13
Current: 10.64

During the past years, HMN Financial's highest Shiller PE Ratio was 278.13. The lowest was 7.40. And the median was 12.78.

HMNF's Shiller PE Ratio is ranked worse than
50.36% of 1122 companies
in the Banks industry
Industry Median: 10.395 vs HMNF: 10.64

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

HMN Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.330. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.87 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


HMN Financial Shiller PE Ratio Historical Data

The historical data trend for HMN Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HMN Financial Shiller PE Ratio Chart

HMN Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 148.29 12.85 11.38 8.95 12.30

HMN Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.85 7.58 8.10 12.30 -

Competitive Comparison of HMN Financial's Shiller PE Ratio

For the Banks - Regional subindustry, HMN Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HMN Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HMN Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where HMN Financial's Shiller PE Ratio falls into.



HMN Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

HMN Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=19.89/1.87
=10.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HMN Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, HMN Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.33/129.4194*129.4194
=0.330

Current CPI (Dec. 2023) = 129.4194.

HMN Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.240 99.695 0.312
201406 0.440 100.560 0.566
201409 0.250 100.428 0.322
201412 0.300 99.070 0.392
201503 0.080 99.621 0.104
201506 0.130 100.684 0.167
201509 0.180 100.392 0.232
201512 0.230 99.792 0.298
201603 0.380 100.470 0.489
201606 0.310 101.688 0.395
201609 0.300 101.861 0.381
201612 0.350 101.863 0.445
201703 0.250 102.862 0.315
201706 0.210 103.349 0.263
201709 0.370 104.136 0.460
201712 0.080 104.011 0.100
201803 0.290 105.290 0.356
201806 0.360 106.317 0.438
201809 0.590 106.507 0.717
201812 0.510 105.998 0.623
201903 0.350 107.251 0.422
201906 0.620 108.070 0.742
201909 0.450 108.329 0.538
201912 0.270 108.420 0.322
202003 0.300 108.902 0.357
202006 0.580 108.767 0.690
202009 0.670 109.815 0.790
202012 0.670 109.897 0.789
202103 0.740 111.754 0.857
202106 1.000 114.631 1.129
202109 0.810 115.734 0.906
202112 0.450 117.630 0.495
202203 0.340 121.301 0.363
202206 0.520 125.017 0.538
202209 0.420 125.227 0.434
202212 0.560 125.222 0.579
202303 0.370 127.348 0.376
202306 0.320 128.729 0.322
202309 0.340 129.860 0.339
202312 0.330 129.419 0.330

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


HMN Financial  (NAS:HMNF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


HMN Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of HMN Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


HMN Financial (HMN Financial) Business Description

Traded in Other Exchanges
N/A
Address
1016 Civic Center Drive Northwest, Rochester, MN, USA, 55901
HMN Financial Inc is a stock savings bank holding company of Home federal savings bank. The bank is engaged in community banking and operates retail banking and loan production facilities in Minnesota, Iowa, Wisconsin. It is involved in the business of attracting deposits from the general public and businesses and using such deposits to originate single-family residential, commercial real estate and multi-family mortgage loans as well as consumer, construction, and commercial business loans. The bank also invests in mortgage-backed and related securities, U.S. government agency obligations and other permissible investments. Its products and services include checking and savings accounts, cash deposits, online services, credit cards among others.
Executives
Bradley Krehbiel other: EVP of subsidiary RT 3 BOX 174, LAKE CITY MN 55041
Jeffrey Bolton director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
David Oeth director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Pamela Bishop director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Williams Barbara Butts director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Jon J Eberle officer: Senior Vice President 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Wendy S Shannon director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Mark E Utz director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Hugh C Smith director 1016 CIVIC CENTER DR NW, ROCHESTER MN 55901
Sequoya S Borgman director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Michael A Bue director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Hans K Zietlow director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Patricia S Simmons director 1016 CIVIC CENTER DRIVE NW, ROCHESTER MN 55901
Malcolm W Mcdonald director
Michael J Fogarty director