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Pathward Financial (Pathward Financial) Shiller PE Ratio

: 15.41 (As of Today)
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As of today (2024-04-19), Pathward Financial's current share price is $49.325. Pathward Financial's E10 for the quarter that ended in Dec. 2023 was $3.20. Pathward Financial's Shiller PE Ratio for today is 15.41.

The historical rank and industry rank for Pathward Financial's Shiller PE Ratio or its related term are showing as below:

CASH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.82   Med: 22.38   Max: 45.29
Current: 15.41

During the past years, Pathward Financial's highest Shiller PE Ratio was 45.29. The lowest was 9.82. And the median was 22.38.

CASH's Shiller PE Ratio is ranked worse than
78.51% of 1126 companies
in the Banks industry
Industry Median: 10.18 vs CASH: 15.41

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Pathward Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.060. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.20 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pathward Financial Shiller PE Ratio Historical Data

The historical data trend for Pathward Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pathward Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Shiller PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.12 12.29 25.75 13.03 14.73

Pathward Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.53 14.70 15.49 14.73 16.56

Competitive Comparison

For the Banks - Regional subindustry, Pathward Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Shiller PE Ratio Distribution

For the Banks industry and Financial Services sector, Pathward Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Shiller PE Ratio falls into.



Pathward Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Pathward Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=49.325/3.2
=15.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Pathward Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.06/129.4194*129.4194
=1.060

Current CPI (Dec. 2023) = 129.4194.

Pathward Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.223 99.695 0.289
201406 0.227 100.560 0.292
201409 0.177 100.428 0.228
201412 0.193 99.070 0.252
201503 0.260 99.621 0.338
201506 0.220 100.684 0.283
201509 0.210 100.392 0.271
201512 0.163 99.792 0.211
201603 0.557 100.470 0.717
201606 0.347 101.688 0.442
201609 0.233 101.861 0.296
201612 0.047 101.863 0.060
201703 1.140 102.862 1.434
201706 0.347 103.349 0.435
201709 0.063 104.136 0.078
201712 0.160 104.011 0.199
201803 1.080 105.290 1.328
201806 0.230 106.317 0.280
201809 0.240 106.507 0.292
201812 0.390 105.998 0.476
201903 0.810 107.251 0.977
201906 0.750 108.070 0.898
201909 0.530 108.329 0.633
201912 0.560 108.420 0.668
202003 1.450 108.902 1.723
202006 0.530 108.767 0.631
202009 0.380 109.815 0.448
202012 0.840 109.897 0.989
202103 1.840 111.754 2.131
202106 1.210 114.631 1.366
202109 0.500 115.734 0.559
202112 2.000 117.630 2.200
202203 1.660 121.301 1.771
202206 0.760 125.017 0.787
202209 0.810 125.227 0.837
202212 0.980 125.222 1.013
202303 1.990 127.348 2.022
202306 1.680 128.729 1.689
202309 1.360 129.860 1.355
202312 1.060 129.419 1.060

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Pathward Financial  (NAS:CASH) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Pathward Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Pathward Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pathward Financial (Pathward Financial) Business Description

Traded in Other Exchanges
Address
5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly-owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer, Commercial and Corporate Services/Other. The majority of the revenue is generated from Consumer segment.
Executives
Glen William Herrick officer: EVP, CFO & Secretary C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Greg Sigrist officer: EVP, CFO-Designee 1301 A STREET, TACOMA WA 98402
Christopher Perretta director C/O STATE STREET CORPORATION, ONE LINCOLN STREET, BOSTON MA 02111
Sonja Anne Theisen officer: Chief Accounting Officer C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Elizabeth G. Hoople director C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Charles C. Ingram officer: EVP, Chief Information Officer C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57018
Frederick V Moore director 1700 SHOREWAY ROAD, STORM LAKE IA 50588
Douglas J. Hajek director C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Brett L. Pharr officer: EVP & Group Head of Governance C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Michael Robert Kramer director C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Anthony M. Sharett officer: EVP, Gen. Counsel & Corp. Sec. C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Nadia Dombrowski officer: Chief Legal Officer C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS VA 57108
Kia S. Tang officer: EVP, Chief Ppl and Incl Ofcr C/O META FINANCIAL GROUP, INC., 5501 SOUTH BROADBAND LANE, SIOUX FALLS SD 57108
Lizabeth H Zlatkus director ONE HARTFORD PLAZA, HARTFORD CT 06155
Ronald D Mccray director