GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Citizens Inc (NYSE:CIA) » Definitions » Shiller PE Ratio

Citizens (Citizens) Shiller PE Ratio

: (As of Today)
View and export this data going back to 1988. Start your Free Trial

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Shiller PE Ratio Historical Data

The historical data trend for Citizens's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Citizens Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison

For the Insurance - Life subindustry, Citizens's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Shiller PE Ratio Distribution

For the Insurance industry and Financial Services sector, Citizens's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Citizens's Shiller PE Ratio falls into.



Citizens Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Citizens's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Citizens's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.21/129.4194*129.4194
=0.210

Current CPI (Dec. 2023) = 129.4194.

Citizens Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.020 99.695 0.026
201406 0.030 100.560 0.039
201409 0.040 100.428 0.052
201412 -0.210 99.070 -0.274
201503 0.010 99.621 0.013
201506 -0.040 100.684 -0.051
201509 0.002 100.392 0.003
201512 -0.030 99.792 -0.039
201603 -0.050 100.470 -0.064
201606 0.030 101.688 0.038
201609 0.060 101.861 0.076
201612 0.000 101.863 0.000
201703 0.040 102.862 0.050
201706 0.010 103.349 0.013
201709 0.070 104.136 0.087
201712 -0.890 104.011 -1.107
201803 0.001 105.290 0.001
201806 -0.050 106.317 -0.061
201809 -0.140 106.507 -0.170
201812 -0.030 105.998 -0.037
201903 -0.080 107.251 -0.097
201906 -0.090 108.070 -0.108
201909 0.040 108.329 0.048
201912 0.100 108.420 0.119
202003 -0.070 108.902 -0.083
202006 -0.020 108.767 -0.024
202009 -0.160 109.815 -0.189
202012 0.030 109.897 0.035
202103 -0.070 111.754 -0.081
202106 0.100 114.631 0.113
202109 -0.060 115.734 -0.067
202112 0.770 117.630 0.847
202203 0.130 121.301 0.139
202206 0.050 125.017 0.052
202209 0.060 125.227 0.062
202212 0.070 125.222 0.072
202303 0.100 127.348 0.102
202306 0.120 128.729 0.121
202309 0.050 129.860 0.050
202312 0.210 129.419 0.210

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens  (NYSE:CIA) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Citizens Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Citizens's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens (Citizens) Business Description

Traded in Other Exchanges
N/A
Address
11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in 32 U.S. states and more than 70 countries through its insurance subsidiaries. The company operates in two business segments namely the Life Insurance segment and the Home Service Insurance segment. The company majority generates revenues from Life Insurance segment.
Executives
James Keith Morgan director PO BOX 149151, AUSTIN TX 78714
Christopher W Claus director TRUECAR, INC., 120 BROADWAY, SUITE 200, SANTA MONICA CA 90401
Jeffery P. Conklin officer: VP, CFO & Treasurer 2900 ESPERANZA CROSSING, 2ND FL, AUSTIN TX 78758
Gerald W Shields director, officer: President & CEO 11815 ALTERRA PARKWAY, SUITE 1500, AUSTIN TX 78758
Harvey J. Waite officer: VP, Chief Actuary 2900 ESPERANZA CROSSING, 2ND FLOOR, AUSTIN TX 78758
Mary Taylor director PO BOX 149151, AUSTIN TX 78714
Cynthia H Davis director PO BOX 149151, AUSTIN TX 78714
Davis Jerry Dodd Jr. director 11815 ALTERRA PARKWAY, SUITE 1500, AUSTIN TX 78758
Terry Sam Maness director 2900 ESPERANZA CROSSING, 2ND FL, AUSTIN TX 78758
Errol Dean Gage director 2900 ESPERANZA CROSSING, 2ND FL, AUSTIN TX 78758
Frank A Keating director 6100 N WESTERN AVENUE, OKLAHOMA CITY OK 73118
Mauldin Robert M Iii officer: VP, Chief Marketing Officer 2900 ESPERANZA CROSSING, 2ND FL, AUSTIN TX 78758
Sheryl L Kinlaw officer: Chief Legal Officer 11815 ALTERRA PKWY, FLOOR 15, AUSTIN TX 78758
Sloan Robert B Jr director 11815 ALTERRA PKWY, SUITE 1500, AUSTIN TX 78758
Fred L. Quatro director 2901 PENNY LANE, EULESS TX 76039