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SLM (SLM) Shiller PE Ratio

: 12.69 (As of Today)
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As of today (2024-04-19), SLM's current share price is $20.81. SLM's E10 for the quarter that ended in Dec. 2023 was $1.64. SLM's Shiller PE Ratio for today is 12.69.

The historical rank and industry rank for SLM's Shiller PE Ratio or its related term are showing as below:

SLM' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.39   Med: 12.66   Max: 142.22
Current: 12.67

During the past years, SLM's highest Shiller PE Ratio was 142.22. The lowest was 5.39. And the median was 12.66.

SLM's Shiller PE Ratio is ranked better than
57.43% of 296 companies
in the Credit Services industry
Industry Median: 14.715 vs SLM: 12.67

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SLM's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.720. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.64 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


SLM Shiller PE Ratio Historical Data

The historical data trend for SLM's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SLM Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.04 12.16 15.12 11.08 11.68

SLM Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.08 8.41 10.34 8.58 11.68

Competitive Comparison

For the Credit Services subindustry, SLM's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM Shiller PE Ratio Distribution

For the Credit Services industry and Financial Services sector, SLM's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SLM's Shiller PE Ratio falls into.



SLM Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SLM's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=20.81/1.64
=12.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, SLM's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.72/129.4194*129.4194
=0.720

Current CPI (Dec. 2023) = 129.4194.

SLM Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.110 99.695 0.143
201406 0.090 100.560 0.116
201409 0.180 100.428 0.232
201412 0.030 99.070 0.039
201503 0.100 99.621 0.130
201506 0.200 100.684 0.257
201509 0.090 100.392 0.116
201512 0.200 99.792 0.259
201603 0.140 100.470 0.180
201606 0.120 101.688 0.153
201609 0.120 101.861 0.152
201612 0.150 101.863 0.191
201703 0.200 102.862 0.252
201706 0.150 103.349 0.188
201709 0.170 104.136 0.211
201712 0.100 104.011 0.124
201803 0.280 105.290 0.344
201806 0.240 106.317 0.292
201809 0.230 106.507 0.279
201812 0.330 105.998 0.403
201903 0.350 107.251 0.422
201906 0.340 108.070 0.407
201909 0.290 108.329 0.346
201912 0.320 108.420 0.382
202003 0.870 108.902 1.034
202006 -0.230 108.767 -0.274
202009 0.450 109.815 0.530
202012 1.130 109.897 1.331
202103 1.750 111.754 2.027
202106 0.440 114.631 0.497
202109 0.240 115.734 0.268
202112 1.040 117.630 1.144
202203 0.450 121.301 0.480
202206 1.290 125.017 1.335
202209 0.290 125.227 0.300
202212 -0.330 125.222 -0.341
202303 0.470 127.348 0.478
202306 1.100 128.729 1.106
202309 0.110 129.860 0.110
202312 0.720 129.419 0.720

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SLM  (NAS:SLM) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


SLM Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of SLM's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SLM (SLM) Business Description

Traded in Other Exchanges
Address
300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is the largest student lender in the country. It makes and holds student loans through the guaranteed Federal Family Education Loan Program as well as through private channels. It also engages in debt-management operations, including accounts receivable and collections services, and runs college savings programs.
Executives
Peter M Graham officer: EVP 150 CORPORATE BLVD, NORFOLK VA 23502
Nicolas Jafarieh officer: SVP, General Counsel SLM CORPORATION, 300 CONTINENTAL DRIVE, NEWARK DE 19713
Munish Pahwa officer: Chief Risk Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Jonathan Boyles officer: SVP & Controller 300 CONTINENTAL DRIVE., NEWARK DE 19713
Steven Mcgarry officer: Chief Financial Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Richard Scott Blackley director 1680 CAPITAL ONE DRIVE, MCLEAN VA 22102
Samuel Theron Ramsey director 6612 SAIN MILLING ROAD, VALE NC 28168
Robert S. Strong director 300 CONTINENTAL DR., NEWARK DE 19713
Ted Manvitz director 300 CONTINENTAL DRIVE, NEWARK DE 19713
Franke Mary Carter Warren director 300 CONTINENTAL DRIVE, NEWARK DE 19713
Kerri A. Palmer officer: EVP & Chief Risk and Comp Off 300 CONTINENTAL DRIVE, NEWARK DE 19713
Paul F Thome officer: EVP & Chief Admin Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Daniel P Kennedy officer: SVP, Chief Operational Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Jonathan W. Witter director, officer: CEO 1680 CAPITAL ONE DRIVE, MCLEAN VA 22102
Earl A Goode director 300 CONTINENTAL DRIVE, NEWARKD DE 19713