Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Gouverneur Bancorp's cash to debt ratio for the quarter that ended in Dec. 2023 was 1.22.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Gouverneur Bancorp could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.
The historical rank and industry rank for Gouverneur Bancorp's Cash-to-Debt or its related term are showing as below:
GOVB'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.71 Med: 1 Max: No Debt
Current: 1.22
During the past 12 years, Gouverneur Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 0.71. And the median was 1.00.
Gouverneur Bancorp Cash-to-Debt Historical Data
The historical data trend for Gouverneur Bancorp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
|
Gouverneur Bancorp Annual Data
|
|
Trend |
Sep00 |
Sep01 |
Sep02 |
Sep03 |
Sep04 |
Sep05 |
Sep06 |
Sep07 |
Sep22 |
Sep23 |
| Cash-to-Debt |
|
|
|
|
|
|
0.07 |
0.07 |
0.12 |
No Debt |
0.78 |
|
Gouverneur Bancorp Quarterly Data
|
|
Mar05 |
Jun05 |
Sep05 |
Dec05 |
Mar06 |
Jun06 |
Sep06 |
Dec06 |
Mar07 |
Jun07 |
Sep07 |
Dec07 |
Mar08 |
Jun08 |
Jun22 |
Sep22 |
Dec22 |
Jun23 |
Sep23 |
Dec23 |
| Cash-to-Debt |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
No Debt |
N/A |
0.71 |
0.78 |
1.22 |
Competitive Comparison
For the Banks - Regional subindustry, Gouverneur Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gouverneur Bancorp Cash-to-Debt Distribution
For the Banks industry and Financial Services sector, Gouverneur Bancorp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Gouverneur Bancorp's Cash-to-Debt falls into.
Gouverneur Bancorp Cash-to-Debt Calculation
This is the ratio of a company's
Balance Sheet Cash And Cash Equivalents
to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.
Gouverneur Bancorp's Cash to Debt Ratio for the fiscal year that ended in Sep. 2023 is calculated as:
Gouverneur Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gouverneur Bancorp (Gouverneur Bancorp) Business Description
Traded in Other Exchanges
N/A
Address
42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations which are issued by the United States government and its agencies and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion and other business purposes.
Executives
| Timothy J Monroe |
director |
42 CHURCH STREET, PO BOX 297, GOVENEUR NY 13642-0297 |
| Henry J Leader |
director |
42 CHURCH STREET, PO BOX 297, GOUVERNEUR NY 13642 |
| David Claren Mcclure |
director |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642 |
| Clara Pistolesi Cummings |
director |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642 |
| Chad Brian Soper |
director |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642 |
| Amy Marie Rapholz |
director |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642 |
| John Neil Mason |
director |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642 |
| Kimberly Ann Adams |
officer: VP and CFO |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642 |
| Taylor James Robbins |
officer: Executive Vice President |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642 |
| Sadie May Hall |
officer: VP & Compliance Officer |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642 |
| Van Vleet Charles C Jr |
director, officer: President & CEO |
C/O GOUVERNEUR SAVINGS LOAN ASSOC, 42 CHURCH ST. BOX 297, GOUVERNEUR NY 13642-0297 |
| Victor Alan James |
officer: VP & COO |
C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642 |
Gouverneur Bancorp (Gouverneur Bancorp) Headlines
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