Fidelity D & D Bancorp (Fidelity D & D Bancorp) Cash-to-Debt : 0.84 (As of Dec. 2023)

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What is Fidelity D & D Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Fidelity D & D Bancorp's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.84.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Fidelity D & D Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Fidelity D & D Bancorp's Cash-to-Debt or its related term are showing as below:

FDBC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16 Med: 0.89 Max: No Debt
Current: 0.84

During the past 13 years, Fidelity D & D Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 0.16. And the median was 0.89.

FDBC's Cash-to-Debt is ranked worse than
60.35% of 1440 companies
in the Banks industry
Industry Median: 1.245 vs FDBC: 0.84

Fidelity D & D Bancorp Cash-to-Debt Historical Data

The historical data trend for Fidelity D & D Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Fidelity D & D Bancorp Cash-to-Debt Chart

Fidelity D & D Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.26

5.36

4.49

0.94

0.84

Fidelity D & D Bancorp Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															0.94	0.59	0.74	0.78	0.84

Competitive Comparison of Fidelity D & D Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Fidelity D & D Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fidelity D & D Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fidelity D & D Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Fidelity D & D Bancorp's Cash-to-Debt falls into.

Fidelity D & D Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Fidelity D & D Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	111.949	/	(117	+	17.122)
	=	0.83

Fidelity D & D Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	111.949	/	(117	+	17.122)
	=	0.83

Fidelity D & D Bancorp (NAS:FDBC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Fidelity D & D Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Fidelity D & D Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Fidelity D & D Bancorp (Fidelity D & D Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Fidelity D & D Bancorp Inc (NAS:FDBC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

Blakely and Drinker Streets, Dunmore, PA, USA, 18512

Website

https://www.bankatfidelity.com

Fidelity D & D Bancorp Inc is a bank holding company. Through its wholly-owned state-chartered commercial bank subsidiary, The Fidelity Deposit and Discount Bank (the Bank), it offers a full range of traditional banking services. The Bank has a personal and corporate trust department and also provides alternative financial and insurance products with asset management services. Its primary market areas are Lackawanna, Luzerne and Northampton Counties, Pennsylvania. The company's primary deposit products are demand deposits and interest-bearing time, money market and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.

Executives

Brian J Cali	director	1241 DECEMBER DRIVE, DUNMORE PA 18512
Helenbeth Garofalo Vilcek	director	P.O. BOX 179, BANGOR PA 18013
Ruth G. Turkington	officer: Chief Consumer Banking Officer	98 GORDON ROAD, ESSEX FELLS NJ 07021
Theresa M Hinton	officer: General Counsel	513 WEDGE DRIVE, DICKSON CITY PA 18519
Joyce William J. Sr.	director	414 SOUTH STREET, AVOCA PA 18641
Kristin D O'donnell	director	31 SUNSET DRIVE, JEFFERSON TOWNSHIP PA 18436
Paul C. Woelkers	director	916 OLD LOGGER ROAD, MOSCOW PA 18444
Alan Silverman	director	100 FAIRINGTON LANE, WAVERLY PA 18471
Pacyna Michael J Jr	officer: Executive VP & CLO	202 WHITETAIL LN, CLARKS SUMMIT PA 18411
Defrancesco Salvatore R Jr	officer: Treasurer & CFO	117 ILAINA DR, MOOSIC PA 18507
Eugene J Walsh	officer: Executive Vice President	6 CARTEL LANE, SPRINGBROOK TOWNSHIP PA 18444
Daniel J Santaniello	officer: EVP/Chief Operating Officer	307 RELDA ROAD, ROARING BROOK TWP PA 18444
Richard M. Hotchkiss	director	575 SOUTH 4TH STREET, BANGOR PA 18013-2547
Michael J Mcdonald	director	2016 GREEN RIDGE ST., DUNMORE PA 18512
Timothy P O'brien	officer: EVP/Chief Commercial Bk Off	1013 SUMMERFIELD DRIVE, DALTON PA 18414