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HomeTrust Bancshares (HomeTrust Bancshares) Debt-to-Equity

: 0.27 (As of Dec. 2023)
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HomeTrust Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $123.8 Mil. HomeTrust Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $10.0 Mil. HomeTrust Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $499.9 Mil. HomeTrust Bancshares's debt to equity for the quarter that ended in Dec. 2023 was 0.27.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for HomeTrust Bancshares's Debt-to-Equity or its related term are showing as below:

HTBI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 1.24   Max: 1.76
Current: 0.27

During the past 13 years, the highest Debt-to-Equity Ratio of HomeTrust Bancshares was 1.76. The lowest was 0.01. And the median was 1.24.

HTBI's Debt-to-Equity is ranked better than
76.25% of 1398 companies
in the Banks industry
Industry Median: 0.7 vs HTBI: 0.27

HomeTrust Bancshares Debt-to-Equity Historical Data

The historical data trend for HomeTrust Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HomeTrust Bancshares Annual Data
Trend Jun13 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22
Debt-to-Equity
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.66 1.16 0.29 -

HomeTrust Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.72 0.45 0.95 0.27

Competitive Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Debt-to-Equity falls into.



HomeTrust Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

HomeTrust Bancshares's Debt to Equity Ratio for the fiscal year that ended in Jun. 2022 is calculated as

HomeTrust Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HomeTrust Bancshares  (NAS:HTBI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


HomeTrust Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of HomeTrust Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


HomeTrust Bancshares (HomeTrust Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company, which offers deposit accounts for individuals, businesses, and nonprofit organizations for HomeTrust Bank. It involves attracting deposits, including savings money market, demand accounts, and certificates of deposit from the general public. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family residential property lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans, including commercial real estate lending, construction, and development lending, and commercial and industrial loans.
Executives
Richard Tyrone Williams other: Advisory Director HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Jesse Cureton other: Advisory Director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Dwight L. Jacobs other: Advisory Director 550 S. TRYON STREET - DEC45A, CHARLOTTE NC 28117
Bonnie V Hancock other: Advisory Director P O BOX 12818, HOUSTON TX 77075
Lora Jex officer: EVP and Chief Risk Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Narasimhulu Neelagaru director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Robert E. James other: Advisory Director HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Laura C Kendall other: Advisory Director C/O CHARLES & COLVARD, 3800 GATEWAY BLVD #310, MORRISVILLE NC 27560
John Switzer other: Advisory Director BARINGS LLC, 300 SOUTH TRYON STREET, SUITE 2500, CHARLOTTE NC 28202
Sprink John Francis Ii officer: EVP C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Marty T. Caywood officer: EVP, Chief Information Officer HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Sidney A. Biesecker director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Hunter Westbrook officer: SVP, Chief Banking Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Craig C. Koontz director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Tony J. Vuncannon officer: SVP, Chief Financial Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801