National Bank Holdings (National Bank Holdings) Debt-to-Equity

: 0.33 (As of Dec. 2023)

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National Bank Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. National Bank Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $394.2 Mil. National Bank Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $1,212.8 Mil. National Bank Holdings's debt to equity for the quarter that ended in Dec. 2023 was 0.33.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for National Bank Holdings's Debt-to-Equity or its related term are showing as below:

NBHC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.24 Max: 0.43
Current: 0.33

During the past 13 years, the highest Debt-to-Equity Ratio of National Bank Holdings was 0.43. The lowest was 0.05. And the median was 0.24.

NBHC's Debt-to-Equity is ranked better than
71.6% of 1398 companies
in the Banks industry
Industry Median: 0.7 vs NBHC: 0.33

National Bank Holdings Debt-to-Equity Historical Data

The historical data trend for National Bank Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

National Bank Holdings Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.27

0.05

0.40

0.33

National Bank Holdings Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																0.40	0.93	0.38	0.32	0.33

Competitive Comparison

For the Banks - Regional subindustry, National Bank Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bank Holdings Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, National Bank Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where National Bank Holdings's Debt-to-Equity falls into.

National Bank Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

National Bank Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	394.2)	/	1212.807
	=	0.33

National Bank Holdings's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	394.2)	/	1212.807
	=	0.33

National Bank Holdings (NYSE:NBHC) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

National Bank Holdings Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of National Bank Holdings's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

National Bank Holdings (National Bank Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » National Bank Holdings Corp (NYSE:NBHC) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

7800 East Orchard Road, Suite 300, Greenwood Village, CO, USA, 80111

Website

https://www.nationalbankholdings.com

National Bank Holdings Corp is a bank holding company. It provides various banking products and financial services to commercial, business, and consumer clients in the United States. The company offers deposit products including checking accounts, savings accounts, money market accounts, and other deposit accounts, including fixed-rate and fixed-maturity time deposits. It also provides commercial and industrial loans and leases. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, and electronic bill payments.

Executives

Christopher S. Randall	officer: EVP, Comm. & Specialty Banking	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
G. Timothy Laney	director, officer: Chief Executive Officer	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Robert E Dean	director	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Brendan W Zahl	officer: EVP NBH Residential Banking	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Newfield Richard U Jr.	officer: Chief Risk Mngmt Officer	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Alka Gupta	director	2828 N. HARWOOD STREET, 15TH FLOOR, DALLAS TX 75201
Warren Burney S. Iii	director	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Maria F Spring	director	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Angela Nicole Petrucci	officer: Chief Admin Officer	NATIONAL BANK HOLDINGS CORPORATION, 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Whitney A. Bartelli	officer: Chief Marketing Officer	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Patrick G. Sobers	officer: EVP, Consumer & Smll Bus. Bnkg	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Ruth Stevenson	officer: Chief Client Executive	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Zsolt K Bessko	officer: Chief Admin Officer	1331 SEVENTEENTH STREET, STE. 300, DENVER CO 80202
Aldis Birkans	officer: Chief Financial Officer	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Denabeele Nicole Van	officer: Chief Accounting Officer	7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111