Univest Financial (Univest Financial) Debt-to-Equity

: 0.59 (As of Dec. 2023)

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Univest Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. Univest Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $493.6 Mil. Univest Financial's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $839.2 Mil. Univest Financial's debt to equity for the quarter that ended in Dec. 2023 was 0.59.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Univest Financial's Debt-to-Equity or its related term are showing as below:

UVSP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.46 Max: 0.59
Current: 0.59

During the past 13 years, the highest Debt-to-Equity Ratio of Univest Financial was 0.59. The lowest was 0.14. And the median was 0.46.

UVSP's Debt-to-Equity is ranked better than
55.36% of 1398 companies
in the Banks industry
Industry Median: 0.7 vs UVSP: 0.59

Univest Financial Debt-to-Equity Historical Data

The historical data trend for Univest Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Univest Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.40

0.48

0.29

0.52

0.59

Univest Financial Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																0.52	0.85	0.75	0.62	0.59

Competitive Comparison

For the Banks - Regional subindustry, Univest Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Univest Financial Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, Univest Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Univest Financial's Debt-to-Equity falls into.

Univest Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Univest Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	493.612)	/	839.208
	=	0.59

Univest Financial's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	493.612)	/	839.208
	=	0.59

Univest Financial (NAS:UVSP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Univest Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Univest Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Univest Financial (Univest Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Univest Financial Corp (NAS:UVSP) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

14 North Main Street, Souderton, PA, USA, 18964

Website

https://www.univest.net

Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities, and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates a majority of its revenue from the banking segment.

Executives

Jeffrey M Schweitzer	officer: EVP & CFO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Natalye Paquin	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Martin P. Connor	director	1140 VIRGINIA DRIVE, FORT WASHINGTON PA 19034
Todd S Benning	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Robert C Wonderling	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Thomas M Petro	director	14 NORTH MAIN STREET, PO BOX197, SOUDERTON PA 18964
William S Aichele	director, officer: Director and President & CEO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Roger H Ballou	director	C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103
Patrick C Mccormick	officer: EVP & Chief Credit Officer	14 NORTH MAIN ST, PO BOX 197, SOUDERTON PA 18964
Duane J Brobst	officer: Executive VP	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Michael S Keim	officer: EVP & CFO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
K Leon Moyer	officer: Senior Executive Vice Presiden	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Joseph P Beebe	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Glenn E Moyer	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Suzanne Keenan	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964