Provident Financial Holdings (Provident Financial Holdings) Debt-to-Asset

: 0.29 (As of Dec. 2023)

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Provident Financial Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $140.00 Mil. Provident Financial Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $242.50 Mil. Provident Financial Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2023 was $1,301.09 Mil. Provident Financial Holdings's debt to asset for the quarter that ended in Dec. 2023 was 0.29.

Provident Financial Holdings Debt-to-Asset Historical Data

The historical data trend for Provident Financial Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Provident Financial Holdings Annual Data

Trend

Jun14

Jun15

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Debt-to-Asset

0.09

0.12

0.09

0.07

0.29

Provident Financial Holdings Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Asset																0.25	0.27	0.29	0.28	0.29

Competitive Comparison

For the Banks - Regional subindustry, Provident Financial Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Provident Financial Holdings Debt-to-Asset Distribution

For the Banks industry and Financial Services sector, Provident Financial Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's Debt-to-Asset falls into.

Provident Financial Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Provident Financial Holdings's Debt-to-Asset for the fiscal year that ended in Jun. 2023 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(150.009	+	235.009)	/	1332.948
	=	0.29

Provident Financial Holdings's Debt-to-Asset for the quarter that ended in Dec. 2023 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(140	+	242.5)	/	1301.093
	=	0.29

Provident Financial Holdings (NAS:PROV) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Provident Financial Holdings Debt-to-Asset Related Terms

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Provident Financial Holdings (Provident Financial Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Provident Financial Holdings Inc (NAS:PROV) » Definitions » Debt-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

3756 Central Avenue, Riverside, CA, USA, 92506

Website

https://www.myprovident.com

Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.

Executives

Kathy Michalak	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden	director, officer: President & CEO
Donavon P Ternes	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale	officer: Senior Vice President
Judy A Carpenter	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz	officer: Senior Vice President	9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506