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HomeTrust Bancshares (HomeTrust Bancshares) E10

: $1.44 (As of Dec. 2023)
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E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

HomeTrust Bancshares's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.790. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.44 for the trailing ten years ended in Dec. 2023.

During the past 12 months, HomeTrust Bancshares's average E10 Growth Rate was 22.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-04-19), HomeTrust Bancshares's current stock price is $24.30. HomeTrust Bancshares's E10 for the quarter that ended in Dec. 2023 was $1.44. HomeTrust Bancshares's Shiller PE Ratio of today is 16.88.

During the past 13 years, the highest Shiller PE Ratio of HomeTrust Bancshares was 41.90. The lowest was 14.53. And the median was 25.72.


HomeTrust Bancshares E10 Historical Data

The historical data trend for HomeTrust Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HomeTrust Bancshares Annual Data
Trend Jun13 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22
E10
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 0.56 0.77 1.05

HomeTrust Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.22 1.31 1.38 1.44

Competitive Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares Shiller PE Ratio Distribution

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Shiller PE Ratio falls into.



HomeTrust Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HomeTrust Bancshares's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.79/129.4194*129.4194
=0.790

Current CPI (Dec. 2023) = 129.4194.

HomeTrust Bancshares Quarterly Data

per share eps CPI Adj_EPS
201403 0.140 99.695 0.182
201406 0.080 100.560 0.103
201409 0.120 100.428 0.155
201412 0.100 99.070 0.131
201503 0.060 99.621 0.078
201506 0.140 100.684 0.180
201509 0.140 100.392 0.180
201512 0.140 99.792 0.182
201603 0.180 100.470 0.232
201606 0.190 101.688 0.242
201609 0.220 101.861 0.280
201612 0.170 101.863 0.216
201703 0.010 102.862 0.013
201706 0.250 103.349 0.313
201709 0.300 104.136 0.373
201712 -0.590 104.011 -0.734
201803 0.320 105.290 0.393
201806 0.380 106.317 0.463
201809 0.410 106.507 0.498
201812 0.430 105.998 0.525
201903 0.180 107.251 0.217
201906 0.440 108.070 0.527
201909 0.490 108.329 0.585
201912 0.520 108.420 0.621
202003 0.070 108.902 0.083
202006 0.220 108.767 0.262
202009 0.350 109.815 0.412
202012 0.570 109.897 0.671
202103 0.480 111.754 0.556
202106 -0.460 114.631 -0.519
202109 0.650 115.734 0.727
202112 0.680 117.630 0.748
202203 0.510 121.301 0.544
202206 0.390 125.017 0.404
202209 0.600 125.227 0.620
202212 0.900 125.222 0.930
202303 0.400 127.348 0.407
202306 0.900 128.729 0.905
202309 0.880 129.860 0.877
202312 0.790 129.419 0.790

Add all the adjusted EPS together and divide 10 will get our e10.


HomeTrust Bancshares  (NAS:HTBI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

HomeTrust Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.30/1.44
=16.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of HomeTrust Bancshares was 41.90. The lowest was 14.53. And the median was 25.72.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


HomeTrust Bancshares E10 Related Terms

Thank you for viewing the detailed overview of HomeTrust Bancshares's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


HomeTrust Bancshares (HomeTrust Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company, which offers deposit accounts for individuals, businesses, and nonprofit organizations for HomeTrust Bank. It involves attracting deposits, including savings money market, demand accounts, and certificates of deposit from the general public. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family residential property lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans, including commercial real estate lending, construction, and development lending, and commercial and industrial loans.
Executives
Richard Tyrone Williams other: Advisory Director HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Jesse Cureton other: Advisory Director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Dwight L. Jacobs other: Advisory Director 550 S. TRYON STREET - DEC45A, CHARLOTTE NC 28117
Bonnie V Hancock other: Advisory Director P O BOX 12818, HOUSTON TX 77075
Lora Jex officer: EVP and Chief Risk Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Narasimhulu Neelagaru director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Robert E. James other: Advisory Director HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Laura C Kendall other: Advisory Director C/O CHARLES & COLVARD, 3800 GATEWAY BLVD #310, MORRISVILLE NC 27560
John Switzer other: Advisory Director BARINGS LLC, 300 SOUTH TRYON STREET, SUITE 2500, CHARLOTTE NC 28202
Sprink John Francis Ii officer: EVP C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Marty T. Caywood officer: EVP, Chief Information Officer HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Sidney A. Biesecker director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Hunter Westbrook officer: SVP, Chief Banking Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Craig C. Koontz director C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Tony J. Vuncannon officer: SVP, Chief Financial Officer C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801