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University Bancorp (University Bancorp) EPS without NRI

: $0.71 (TTM As of Dec. 2022)
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University Bancorp's earnings per share without non-recurring items for the six months ended in Dec. 2022 was $0.71. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2022 was $0.71.

During the past 12 months, University Bancorp's average earnings per share (NRI) Growth Rate was -85.40% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 4.00% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 24.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for University Bancorp's EPS without NRI or its related term are showing as below:

UNIB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -38.1   Med: 20.7   Max: 223.5
Current: 4

During the past 13 years, University Bancorp's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 223.50% per year. The lowest was -38.10% per year. And the median was 20.70% per year.

UNIB's 3-Year EPS without NRI Growth Rate is ranked worse than
68.99% of 1293 companies
in the Banks industry
Industry Median: 12.7 vs UNIB: 4.00

University Bancorp's EPS (Diluted) for the six months ended in Dec. 2022 was $0.73. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.73.

University Bancorp's EPS (Basic) for the six months ended in Dec. 2022 was $0.74. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.74.


University Bancorp EPS without NRI Historical Data

The historical data trend for University Bancorp's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

University Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
EPS without NRI
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.63 5.41 4.86 0.71

University Bancorp Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
EPS without NRI Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.63 5.41 4.86 0.71

Competitive Comparison

For the Banks - Regional subindustry, University Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


University Bancorp PE Ratio without NRI Distribution

For the Banks industry and Financial Services sector, University Bancorp's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where University Bancorp's PE Ratio without NRI falls into.



University Bancorp EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2022 was $0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


University Bancorp  (OTCPK:UNIB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


University Bancorp EPS without NRI Related Terms

Thank you for viewing the detailed overview of University Bancorp's EPS without NRI provided by GuruFocus.com. Please click on the following links to see related term pages.


University Bancorp (University Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is primarily located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Executives
Nicholas K Fortson officer: CFO 959 MAIDEN LANE, ANN ARBOR MI 48105
Jove Corp other: Affiliate of majority owner 3220 COOLIDGE HWY, BERKLEY MI 48072
Joseph Lange Ranzini director, 10 percent owner 959 MAIDEN LANE, ANN ARBOR MI 48105
Stephen Lange Ranzini director, 10 percent owner, officer: President & CEO 959 MAIDEN LANE, ANN ARBOR MI 48105
Mildred Lange Ranzini 10 percent owner 43 SWEETWATER, BELLE MEAD NJ 08502