Cheviot Financial (Cheviot Financial) Equity-to-Asset : 0.17 (As of Mar. 2016)

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What is Cheviot Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Cheviot Financial's Total Stockholders Equity for the quarter that ended in Mar. 2016 was $96.30 Mil. Cheviot Financial's Total Assets for the quarter that ended in Mar. 2016 was $561.91 Mil. Therefore, Cheviot Financial's Equity to Asset Ratio for the quarter that ended in Mar. 2016 was 0.17.

The historical rank and industry rank for Cheviot Financial's Equity-to-Asset or its related term are showing as below:

CHEV's Equity-to-Asset is not ranked ^*
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Cheviot Financial Equity-to-Asset Historical Data

The historical data trend for Cheviot Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cheviot Financial Equity-to-Asset Chart

Cheviot Financial Annual Data

Trend

Dec06

Dec07

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Equity-to-Asset

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0.12

0.17

0.16

0.17

Cheviot Financial Quarterly Data
	Jun11	Sep11	Dec11	Mar12	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16
Equity-to-Asset	Get a 7-Day Free Trial															0.17	0.17	0.17	0.17	0.17

Competitive Comparison of Cheviot Financial's Equity-to-Asset

For the Banks - Regional subindustry, Cheviot Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cheviot Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cheviot Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Cheviot Financial's Equity-to-Asset falls into.

Cheviot Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Cheviot Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2015 is calculated as

Equity to Asset (A: Dec. 2015 )	=	Total Stockholders Equity	/	Total Assets
	=	96.469	/	572
	=	0.17

Cheviot Financial's Equity to Asset Ratio for the quarter that ended in Mar. 2016 is calculated as

Equity to Asset (Q: Mar. 2016 )	=	Total Stockholders Equity	/	Total Assets
	=	96.301	/	561.908
	=	0.17

Cheviot Financial (NAS:CHEV) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

Cheviot Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Cheviot Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.

Cheviot Financial (Cheviot Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Cheviot Financial Corp (NAS:CHEV) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.cheviotsavings.com

Cheviot Financial Corp is incorporated in Maryland. It is a financial holding Company for Cheviot Savings Bank, which is a stock savings and loan association in Ohio. The business of Cheviot Financial Corp., consists of holding all of the outstanding common stock of Cheviot Savings Bank. The bank originates one- to four-family real estate loans, in addition to construction, multi-family, commercial real estate, and consumer loans. It also invests in United States Government Agency and mortgage-backed securities, among others. The Company conducts its operations from executive office in Cheviot, Ohio and 11 full-service branches, all of which are located in Hamilton County, Ohio. Hamilton County, Ohio represents its primary geographic market area for loans and deposits with its remaining business operations conducted in the larger Cincinnati metropolitan area which includes Warren, Butler and Clermont Counties. It also conducts a moderate level of business in the southeastern Indiana region, mainly in Dearborn, Ripley, Franklin and Ohio Counties. The Company also originates loans in the northern Kentucky region secured by properties in Campbell, Kenton and Boone Counties. It faces significant competition within its market both in making loans and attracting deposits. The Company is subject to regulation and supervision by the Federal Reserve Board, which replaced the Office of Thrift Supervision in that capacity due to the Dodd-Frank Act regulatory restructuring.

Executives

Mark T. Reitzes	director, officer: President and CEO	3723 GLENMORE AVENUE, CHEVIOT OH 45211
Patricia L. Walter	officer: SVP Finance	6415 BRIDGETOWN ROAD, CHEVIOT OH 45248