Equity to Asset ratio is calculated as total stockholders equity divided by total asset. UMB Financial's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $3,100 Mil. UMB Financial's Total Assets for the quarter that ended in Dec. 2023 was $44,012 Mil.
Therefore, UMB Financial's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.07.
The historical rank and industry rank for UMB Financial's Equity-to-Asset or its related term are showing as below:
UMBF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.09 Max: 0.1
Current: 0.07
During the past 13 years, the highest Equity to Asset Ratio of UMB Financial was 0.10. The lowest was 0.07. And the median was 0.09.
UMBF's Equity-to-Asset is ranked worse than 72.94% of 1467
companies
in the Banks industry
Industry Median: 0.09
vs UMBF: 0.07
UMB Financial Equity-to-Asset Historical Data
The historical data trend for UMB Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of UMB Financial's Equity-to-Asset
For the Banks - Regional subindustry, UMB Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMB Financial's Equity-to-Asset Distribution in the Banks Industry
For the Banks industry and Financial Services sector, UMB Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where UMB Financial's Equity-to-Asset falls into.
UMB Financial Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
UMB Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
UMB Financial Equity-to-Asset Related Terms
Thank you for viewing the detailed overview of UMB Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
UMB Financial (UMB Financial) Business Description
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.
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