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Waterstone Financial (Waterstone Financial) Equity-to-Asset

: 0.16 (As of Dec. 2023)
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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Waterstone Financial's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $344.1 Mil. Waterstone Financial's Total Assets for the quarter that ended in Dec. 2023 was $2,213.4 Mil. Therefore, Waterstone Financial's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.16.

The historical rank and industry rank for Waterstone Financial's Equity-to-Asset or its related term are showing as below:

WSBF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.16   Med: 0.2   Max: 0.25
Current: 0.16

During the past 13 years, the highest Equity to Asset Ratio of Waterstone Financial was 0.25. The lowest was 0.16. And the median was 0.20.

WSBF's Equity-to-Asset is ranked better than
89.53% of 1471 companies
in the Banks industry
Industry Median: 0.09 vs WSBF: 0.16

Waterstone Financial Equity-to-Asset Historical Data

The historical data trend for Waterstone Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Waterstone Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Equity-to-Asset
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.19 0.20 0.18 0.16

Waterstone Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Equity-to-Asset Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.17 0.16 0.16 0.16

Competitive Comparison

For the Banks - Regional subindustry, Waterstone Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterstone Financial Equity-to-Asset Distribution

For the Banks industry and Financial Services sector, Waterstone Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Equity-to-Asset falls into.



Waterstone Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Waterstone Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=344.056/2213.389
=0.16

Waterstone Financial's Equity to Asset Ratio for the quarter that ended in Dec. 2023 is calculated as

Equity to Asset (Q: Dec. 2023 )=Total Stockholders Equity/Total Assets
=344.056/2213.389
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Waterstone Financial  (NAS:WSBF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Waterstone Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Waterstone Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Waterstone Financial (Waterstone Financial) Business Description

Traded in Other Exchanges
Address
11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.
Executives
Douglas S Gordon director, officer: CEO C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520
Ryan J Gordon officer: EVP/Chief Credit Officer 11200 WEST PLANK CT., WAUWATOSA WI 53226
Michael L Hansen director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Thomas E Dalum director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
William F Bruss officer: COO, General Counsel 11200 W PLANK COURT, WAUWATOSA WI 53226
Ellen Syburg Bartel director 730 PLANKINTON 3B, MILWAUKEE WI 53203
Mark Raymond Gerke officer: VP/Controller 5749 N. KENT AVENUE, WHITEFISH BAY WI 53217
Derek L Tyus director 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Jeffrey R Mcguiness officer: Subsidary President 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Patrick S Lawton director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Eric J Egenhoefer officer: Subsidiary President 11200 W PLANK COURT, WAUWATOSA WI 53226
Rebecca M Arndt officer: Vice President 11200 W PLANK COURT, WAUWATOSA WI 53226
Stephen J Schmidt director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Kevin P Gillespie officer: Subsidary COO 626 SANCTUARY LANE, DELAFIELD WI 53018
Allan Robert Hosack officer: CFO W73 N397 GREYSTONE DRIVE, CEDARBURG WI 53012