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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-19), White Mountains Insurance Group's Intrinsic Value: Projected FCF is $1,705.33. The stock price of White Mountains Insurance Group is $1791.19. Therefore, White Mountains Insurance Group's Price-to-Intrinsic-Value-Projected-FCF of today is 1.1.
The historical rank and industry rank for White Mountains Insurance Group's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of White Mountains Insurance Group was 1.84. The lowest was 0.88. And the median was 1.33.
The historical data trend for White Mountains Insurance Group's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Insurance industry and Financial Services sector, White Mountains Insurance Group's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where White Mountains Insurance Group's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)
In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)
Add all the Free Cash Flow together and divide 6 will get White Mountains Insurance Group's Free Cash Flow(6 year avg) = $95.60.
White Mountains Insurance Group's Intrinsic Value: Projected FCF for today is calculated as
Intrinsic Value: Projected FCF | = | (Growth Multiple | * | Free Cash Flow (6 year avg) | + | Total Stockholders Equity (Dec23) | * | 0.8) | / | Shares Outstanding (Diluted Average) |
= | (9.5203515959648 | * | 95.6 | + | 4240.5 | * | 0.8) | / | 2.523 | |
= | 1,705.33 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
White Mountains Insurance Group (NYSE:WTM) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
White Mountains Insurance Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF | = | Share Price | / | Intrinsic Value: Projected FCF |
= | 1791.19 | / | 1705.3292162403 | |
= | 1.05 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of White Mountains Insurance Group's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Weston M Hicks | director | C/O ALLEGHANY CORPORATION, 1411 BROADWAY, 34TH FLOOR, NEW YORK NY 10018 |
Steven Yi | director | 700 SOUTH FLOWER STREET, SUITE 640, LOS ANGELES CA 90017 |
Michaela Hildreth | officer: Chief Accounting Officer | 23 S MAIN STREET, SUITE 3B, HANOVER NH 03755 |
Peter M Carlson | director | BRIGHTHOUSE FINANCIAL, INC., 11225 NORTH COMMUNITY HOUSE ROAD, CHARLOTTE NC 28277 |
Morgan W Davis | director | 80 SOUTH MAIN STREET, HANOVER NH 03755 |
Suzanne F. Shank | director | C/O PENSARE SPONSOR GROUP, LLC, 1720 PEACHTREE STREET, SUITE 629, ATLANTA GA 30309 |
Mary C Choksi | director | |
Philip A Gelston | director | 80 SOUTH MAIN ST, C/O WHITE MOUNTAINS, HANOVER NH 03755 |
David Allen Tanner | director | C/O ARLON GROUP LLC, 277 PARK AVE, NEW YORK NY 10172 |
Margaret Dillon | director | C/O GUIDEWIRE SOFTWARE, INC., 2850 DELAWARE ST. STE 400, SAN MATEO CA 94403 |
Liam P Caffrey | officer: EVP & Chief Financial Officer | 23 S MAIN STREET, STE. 3B, HANOVER NH 03755 |
Robert Lawrence Seelig | officer: EVP & General Counsel | |
George Manning Rountree | director, officer: Chief Executive Officer | C/O 80 SOUTH MAIN STREET, HANOVER NH 03755 |
Reid Tarlton Campbell | officer: EVP & Chief Financial Officer | C/O WHITE MOUNTAINS INSURANCE GROUP, 80 SOUTH MAIN STREET, HANOVER NH 03755 |
Lowndes Andrew Smith | director | C/O WHITE MOUNTIAN INSURANCE GROUP, 80 S MIAN ST, HANOVER NH 03755 |
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