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Firstvings Financial Group (Firstvings Financial Group) Peter Lynch Fair Value : $10.48 (As of Apr. 24, 2024)


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What is Firstvings Financial Group Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Firstvings Financial Group's PEG is 1. Firstvings Financial Group's 5-Year TTM Book Value Growth Rate is 8.86. Firstvings Financial Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $1.18. Therefore, the Peter Lynch Fair Value for today is $10.48.

As of today (2024-04-24), Firstvings Financial Group's share price is $15.85. Firstvings Financial Group's Peter Lynch fair value is $10.48. Therefore, Firstvings Financial Group's Price to Peter Lynch Fair Value Ratio for today is 1.51.


The historical rank and industry rank for Firstvings Financial Group's Peter Lynch Fair Value or its related term are showing as below:

FSFG' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.24   Med: 0.69   Max: 1.94
Current: 1.83


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Firstvings Financial Group was 1.94. The lowest was 0.24. And the median was 0.69.


FSFG's Price-to-Peter-Lynch-Fair-Value is ranked worse than
82.56% of 694 companies
in the Banks industry
Industry Median: 0.875 vs FSFG: 1.83

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Firstvings Financial Group Peter Lynch Fair Value Historical Data

The historical data trend for Firstvings Financial Group's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Firstvings Financial Group Peter Lynch Fair Value Chart

Firstvings Financial Group Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 39.55 63.53 33.09 13.09

Firstvings Financial Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.71 21.27 19.23 13.09 8.66

Competitive Comparison of Firstvings Financial Group's Peter Lynch Fair Value

For the Banks - Regional subindustry, Firstvings Financial Group's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstvings Financial Group's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Firstvings Financial Group's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Firstvings Financial Group's Price-to-Peter-Lynch-Fair-Value falls into.



Firstvings Financial Group Peter Lynch Fair Value Calculation

Firstvings Financial Group's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 8.86 *1.183
=10.48

Firstvings Financial Group's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $1.18.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Firstvings Financial Group  (NAS:FSFG) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.86 instead of 15 in this case.

Firstvings Financial Group's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=15.85/10.48
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Firstvings Financial Group Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Firstvings Financial Group's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Firstvings Financial Group (Firstvings Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
702 North Shore Drive, Suite 300, Jeffersonville, IN, USA, 47130
First Savings Financial Group Inc provides various banking services to individuals and business customers in southern Indiana. The bank accepts deposits from the general public & uses those funds, along with other borrowings, mainly to originate a residential mortgage, commercial mortgage, construction, commercial business, & consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. It conducts lending and deposit activities mainly with individuals and small businesses in its market area. The bank operates in three segments: core banking, which accounts for majority revenue; SBA lending; and mortgage banking.
Executives
Kent L. Parisien officer: EVP, Area President 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Steven R Stemler director C/O FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Larry W Myers director, officer: President & CEO 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Anthony A Schoen officer: Chief Financial Officer 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
L. Chris Fordyce other: Director of Subsidiary FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Frank Czeschin director FIRST SAVINGS FINANCIAL GROUP INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
James E. Valete officer: EVP, Chf SBA Lndg Offc 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
James W Nelson officer: EVP and CRO HUNTINGTON BANCSHARES INCORPORATED, HUNTINGTON CENTER, 41 S. HIGH STREET, COLUMBUS OH 43287
Brian A. Simon officer: SVP, Dir of Mtg, Whsle Lndg 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Jonathan E. Handmaker officer: EVP of subsidiary 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
David Z Rosen officer: Treasurer of subsidiary 92 WALNUT STREET, LAWRENCEBURG IN 47025
Troy D. Hanke director 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Marie Haley officer: EVP and Chief Retail Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Lenfield R. Basham officer: EVP and CIO 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Lawson John P Jr director, officer: Chief Operations Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129

Firstvings Financial Group (Firstvings Financial Group) Headlines