This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Financial Institutions's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $13.714. Financial Institutions's 10-Year median PS Ratio is 2.7767. Therefore, the Median PS Value for today is $38.08.
As of today (2024-04-23), Financial Institutions's share price is $17.69. Financial Institutions's Median PS Value is $38.08. Therefore, Financial Institutions's Price to Median PS Value for today is 0.47.
The historical rank and industry rank for Financial Institutions's Median PS Value or its related term are showing as below:
FISI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.46 Med: 1.04 Max: 1.46
Current: 0.47
During the past 13 years, the highest Price to Median PS Value of Financial Institutions was 1.46. The lowest was 0.46. And the median was 1.04.
FISI's Price-to-Median-PS-Value is ranked better than 93.91% of 953
companies
in the Banks industry
Industry Median: 0.85
vs FISI: 0.47
Financial Institutions Median PS Value Historical Data
The historical data trend for Financial Institutions's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Financial Institutions's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financial Institutions Price-to-Median-PS-Value Distribution
For the Banks industry and Financial Services sector, Financial Institutions's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Financial Institutions's Price-to-Median-PS-Value falls into.
Financial Institutions Median PS Value Calculation
Financial Institutions's Median PS Value for today is calculated as
10-Year Median PS Ratio is 2.7767.
Financial Institutions's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.714.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financial Institutions (NAS:FISI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Financial Institutions's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
17.69
/
38.08
=
0.46
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financial Institutions Median PS Value Related Terms
Thank you for viewing the detailed overview of Financial Institutions's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Financial Institutions (Financial Institutions) Business Description
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through the following segments: The Banking segment which includes all of the company's retail and commercial banking operations and All Other includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients.
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