This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Lake Shore Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $4.61. Lake Shore Bancorp's 10-Year median PS Ratio is 4.1952. Therefore, the Median PS Value for today is $19.34.
As of today (2024-04-25), Lake Shore Bancorp's share price is $10.70. Lake Shore Bancorp's Median PS Value is $19.34. Therefore, Lake Shore Bancorp's Price to Median PS Value for today is 0.55.
The historical rank and industry rank for Lake Shore Bancorp's Median PS Value or its related term are showing as below:
LSBK'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.54 Med: 1.02 Max: 1.33
Current: 0.55
During the past 13 years, the highest Price to Median PS Value of Lake Shore Bancorp was 1.33. The lowest was 0.54. And the median was 1.02.
LSBK's Price-to-Median-PS-Value is ranked better than 88.66% of 952
companies
in the Banks industry
Industry Median: 0.855
vs LSBK: 0.55
Lake Shore Bancorp Median PS Value Historical Data
The historical data trend for Lake Shore Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Lake Shore Bancorp's Median PS Value
For the Banks - Regional subindustry, Lake Shore Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lake Shore Bancorp's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Lake Shore Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Lake Shore Bancorp's Price-to-Median-PS-Value falls into.
Lake Shore Bancorp Median PS Value Calculation
Lake Shore Bancorp's Median PS Value for today is calculated as
10-Year Median PS Ratio is 4.1952.
Lake Shore Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lake Shore Bancorp (NAS:LSBK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Lake Shore Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
10.70
/
19.34
=
0.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lake Shore Bancorp Median PS Value Related Terms
Thank you for viewing the detailed overview of Lake Shore Bancorp's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Lake Shore Bancorp (Lake Shore Bancorp) Business Description
Lake Shore Bancorp Inc operates as a savings and loan holdings company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
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