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United Security Bancshares (United Security Bancshares) Median PS Value

: $10.43 (As of Today)
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This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.201. United Security Bancshares's 10-Year median PS Ratio is 3.2584. Therefore, the Median PS Value for today is $10.43.

As of today (2024-04-16), United Security Bancshares's share price is $7.26. United Security Bancshares's Median PS Value is $10.43. Therefore, United Security Bancshares's Price to Median PS Value for today is 0.70.

The historical rank and industry rank for United Security Bancshares's Median PS Value or its related term are showing as below:

UBFO' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.7   Med: 1.11   Max: 1.94
Current: 0.7

During the past 13 years, the highest Price to Median PS Value of United Security Bancshares was 1.94. The lowest was 0.70. And the median was 1.11.

UBFO's Price-to-Median-PS-Value is ranked better than
72.46% of 955 companies
in the Banks industry
Industry Median: 0.85 vs UBFO: 0.70

United Security Bancshares Median PS Value Historical Data

The historical data trend for United Security Bancshares's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Security Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Median PS Value
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.16 6.38 7.40 9.13 10.43

United Security Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Median PS Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.13 10.11 10.58 10.36 10.43

Competitive Comparison

For the Banks - Regional subindustry, United Security Bancshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Security Bancshares Price-to-Median-PS-Value Distribution

For the Banks industry and Financial Services sector, United Security Bancshares's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where United Security Bancshares's Price-to-Median-PS-Value falls into.



United Security Bancshares Median PS Value Calculation

United Security Bancshares's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=3.201*3.2584
=10.43

10-Year Median PS Ratio is 3.2584.
United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.201.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Security Bancshares  (NAS:UBFO) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

United Security Bancshares's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=7.26/10.43
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Security Bancshares Median PS Value Related Terms

Thank you for viewing the detailed overview of United Security Bancshares's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.


United Security Bancshares (United Security Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2126 Inyo Street, Fresno, CA, USA, 93721
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Executives
Oberg Robert C Jr officer: SVP & CHIEF RISK OFFICER 610 DAYTON STREET APT# 3, HAMILTON OH 45011
Dennis R Woods director, officer: CEO 1525 E. SHAW AVE., FRESNO CA 93710
Jagroop Gill director 2126 INYO STREET, FRESNO CA 93721
G Thompson Ellithorpe director 1525 E SHAW AVE, FRESNO CA 93710
Thomas G Walker director 2126 INYO STREET, FRESNO CA 93721
William M. Yarbenet officer: SVP & CCO 2126 INYO STREET, FRESNO CA 93721
Kenneth D Newby director 2126 INYO STREET, FRESNO CA 93721
Susan Quigley director 2126 INYO STREET, FRESNO CA 93721
Heather Hammack director 2126 INYO STREET, FRESNO CA 93721
Dora Westerlund director 2126 INYO STREET, FRESNO CA 93721
Nabeel Mahmood director 2126 INYO STREET, FRESNO CA 93721
Brian Tkacz director 2126 INYO STREET, FRESNO CA 93721
Benjamin Mackovak director 2126 INYO STREET, FRESNO CA 93721
David L Eytcheson officer: SVP & COO 1525 E SHAW AVE, FRESNO CA 93710
David A Kinross officer: SVP & CHIEF FINANCIAL OFFICER 600 POLLASKY AVENUE, CLOVIS CA 93612

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