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ACNB (ACNB) Net Margin % : 18.24% (As of Dec. 2023)


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What is ACNB Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. ACNB's Net Income for the three months ended in Dec. 2023 was $4.1 Mil. ACNB's Revenue for the three months ended in Dec. 2023 was $22.5 Mil. Therefore, ACNB's net margin for the quarter that ended in Dec. 2023 was 18.24%.

The historical rank and industry rank for ACNB's Net Margin % or its related term are showing as below:

ACNB' s Net Margin % Range Over the Past 10 Years
Min: 16.18   Med: 26.28   Max: 34.11
Current: 29.77


ACNB's Net Margin % is ranked better than
62.83% of 1458 companies
in the Banks industry
Industry Median: 25.41 vs ACNB: 29.77

ACNB Net Margin % Historical Data

The historical data trend for ACNB's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ACNB Net Margin % Chart

ACNB Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.57 19.74 29.60 34.11 29.77

ACNB Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.11 32.14 34.18 32.27 18.24

Competitive Comparison of ACNB's Net Margin %

For the Banks - Regional subindustry, ACNB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACNB's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ACNB's Net Margin % distribution charts can be found below:

* The bar in red indicates where ACNB's Net Margin % falls into.



ACNB Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

ACNB's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=31.688/106.428
=29.77 %

ACNB's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=4.097/22.463
=18.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ACNB  (NAS:ACNB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


ACNB Net Margin % Related Terms

Thank you for viewing the detailed overview of ACNB's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


ACNB (ACNB) Business Description

Traded in Other Exchanges
N/A
Address
16 Lincoln Square, P.O. BOX 3129, Gettysburg, PA, USA, 17325
ACNB Corp provides banking, insurance, and financial services to businesses and consumers, through its wholly-owned subsidiaries, ACNB Bank and ACNB Insurance Services, Inc. The corporation has two reporting segments, the Bank and ACNB Insurance Services. ACNB Insurance Services is managed separately from the Banking segment, which includes the Bank and related financial services that the corporation offers through its banking subsidiary. ACNB Insurance Services, Inc. offers a broad range of property and casualty, life, and health insurance to both commercial and individual clients. The corporation's primary source of revenue is interest income on loans and investment securities and fee income on its products and services.
Executives
Frank Iii Elsner director 894 LAUREL WOODS LANE, HANOVER PA 17331
James Helt other: EVP/Banking Services ACNB Bank 360 THORNHILL DRIVE, HANOVER PA 17331
Scott L Kelley director 2068 ROSEWOOD LANE, YORK PA 17403
Alan J Stock director 245 ORCHARD DRIVE, HANOVER PA 17331
Andrew A Bradley other: ACNB Bank SVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Brett D Fulk other: ACNB Bank EVP 34 MILLER ROAD, NEW RINGGOLD PA 17960
Kevin J Hayes officer: SVP/Secretary & CGO 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Emily E Berwager other: ACNB Bank SVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Mark E Blacksten other: ACNB Bank EVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Thomas R Stone other: ACNB Bank EVP 2701 PRIMROSE LANE E, YORK PA 17402
Seibel Donald Arthur Jr director 1001 GREEN VALLEY ROAD, NEW WINDSOR MD 21776
James J Lott director 1230 IDAVILLE YORK SPRINGS ROAD, GARDNERS PA 17324
David L Sites director 220 DOUBLEDAY AVENUE, GETTYSBURG PA 17325
Lynda L Glass officer: EVP, Secretary & Treasurer 68 WEST MOUNTAIN TOP DRIVE, ORRTANNA PA 17353
Jason H Weber other: ACNB Bank EVP 1830 BOULDER DRIVE, DOWNINGTOWN PA 19335

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