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Central Pacific Financial (Central Pacific Financial) Net Margin %

: 24.51% (As of Dec. 2023)
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Net margin is calculated as Net Income divided by its Revenue. Central Pacific Financial's Net Income for the three months ended in Dec. 2023 was $14.9 Mil. Central Pacific Financial's Revenue for the three months ended in Dec. 2023 was $60.7 Mil. Therefore, Central Pacific Financial's net margin for the quarter that ended in Dec. 2023 was 24.51%.

The historical rank and industry rank for Central Pacific Financial's Net Margin % or its related term are showing as below:

CPF' s Net Margin % Range Over the Past 10 Years
Min: 15.35   Med: 24.74   Max: 31.69
Current: 23.76


CPF's Net Margin % is ranked worse than
56.32% of 1463 companies
in the Banks industry
Industry Median: 25.57 vs CPF: 23.76

Central Pacific Financial Net Margin % Historical Data

The historical data trend for Central Pacific Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Central Pacific Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.82 15.35 31.69 28.44 23.76

Central Pacific Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.64 25.36 23.35 21.72 24.51

Competitive Comparison

For the Banks - Regional subindustry, Central Pacific Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Pacific Financial Net Margin % Distribution

For the Banks industry and Financial Services sector, Central Pacific Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Central Pacific Financial's Net Margin % falls into.



Central Pacific Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Central Pacific Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=58.669/246.971
=23.76 %

Central Pacific Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=14.866/60.658
=24.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Central Pacific Financial  (NYSE:CPF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Central Pacific Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Central Pacific Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Central Pacific Financial (Central Pacific Financial) Business Description

Traded in Other Exchanges
N/A
Address
220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans and consumer loans. The company derives income from interest and fees on loans, interest on investment securities and fees received in connection with deposits and other services.
Executives
Agnes Catherine Ngo officer: EVP and CAO 220 S KING STREET, HONOLULU HI 96817
Camp Friedman Christine H H director 220 SOUTH KING STREET, HONOLULU HI 96813
Arnold D Martines officer: Senior Vice President 220 SOUTH KING ST, HONOLULU HI 96813
Paul K Yonamine director C/O HOKU SCIENTIFIC, INC., 2153 NORTH KING STREET, SUITE 300, HONOLULU HI 96819
Earl E Fry director C/O INFORMATICA CORPORATION, 2100 SEAPORT BLVD., REDWOOD CITY CA 94063
Kisan Jo officer: EVP 220 SOUTH KING ST, 870, HONOLULU HI 96813
Diane Murakami officer: EVP 220 SOUTH KING ST, 870, HONOLULU HI 96813
Jason Fujimoto director 220 SOUTH KING ST, 870, HONOLULU HI 96813
Paul Kosasa director ABC STORE, 766 POHNKAINA ST, HONOLULU HI 96813
Jonathan B Kindred director 220 SOUTH KING STREET, HONOLULU HI 96813
Saedene K Ota director 220 SOUTH KING ST, #870, HONOLULU HI 96813
Wayne K Kamitaki director 220 SOUTH KING ST, #870, HONOLULU HI 96813
Crystal Rose director 47-460 WAIHEE PLACE, KANEOHE HI 96744
Kevin Vincent Dahlstrom officer: EVP, CHIEF MARKETING OFFICER 220 S KING STREET, #870, HONOLULU HI 96813
John C Dean other: Acting Exec Chairman of Board 220 S. KING STREET, HONOLULU HI 96813