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Harleysville Financial (Harleysville Financial) Net Margin %

: 34.36% (As of Dec. 2023)
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Net margin is calculated as Net Income divided by its Revenue. Harleysville Financial's Net Income for the three months ended in Dec. 2023 was $2.51 Mil. Harleysville Financial's Revenue for the three months ended in Dec. 2023 was $7.31 Mil. Therefore, Harleysville Financial's net margin for the quarter that ended in Dec. 2023 was 34.36%.

The historical rank and industry rank for Harleysville Financial's Net Margin % or its related term are showing as below:

HARL' s Net Margin % Range Over the Past 10 Years
Min: 22.01   Med: 27.41   Max: 36.97
Current: 35.94


HARL's Net Margin % is ranked better than
76.14% of 1463 companies
in the Banks industry
Industry Median: 25.57 vs HARL: 35.94

Harleysville Financial Net Margin % Historical Data

The historical data trend for Harleysville Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Harleysville Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.47 27.92 28.38 32.37 36.97

Harleysville Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.54 36.47 34.11 38.78 34.36

Competitive Comparison

For the Banks - Regional subindustry, Harleysville Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harleysville Financial Net Margin % Distribution

For the Banks industry and Financial Services sector, Harleysville Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Harleysville Financial's Net Margin % falls into.



Harleysville Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Harleysville Financial's Net Margin for the fiscal year that ended in Sep. 2023 is calculated as

Net Margin=Net Income (A: Sep. 2023 )/Revenue (A: Sep. 2023 )
=12.223/33.061
=36.97 %

Harleysville Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=2.51/7.306
=34.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Harleysville Financial  (OTCPK:HARL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Harleysville Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Harleysville Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Harleysville Financial (Harleysville Financial) Business Description

Traded in Other Exchanges
N/A
Address
271 Main Street, Harleysville, PA, USA, 19438
Harleysville Financial Corp is a United States-based company that offers various banking services. It is mainly involved in the business of attracting deposits from the general public and business customers through a variety of deposit programs and investing such deposits mainly in first mortgage loans secured by residential properties in the Bank's primary market area. Its products and services portfolio offers checking accounts, savings accounts, cash deposits, business checking, business savings and banking services, personal loans, credit, etc. Its customers are mainly in southeastern Pennsylvania.
Executives
Edward J Molnar officer: Chairman/CEO 102 MADISON WAY, LANSDALE PA 19446
Charlotte A Hunsberger director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Sheri L Strouse officer: Senior Vice President 2861 DENBEIGH DRIVE, HATFIELD PA 19440
Brendan J Mcgill officer: Senior Vice President
James L Rittenhouse director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Sanford L Alderfer director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Thomas D Clemens director 1355 KEELER ROAD, LANSDALE PA 19446
Adrian D Gordon officer: Senior Vice President 30 ASHFORD WAY, SCHWENKSVILLE PA 79473
Ronald B Geib officer: President 157 E WOODS DR, HARLEYSVILLE PA 19438
David J Friesen director 485 QUARRY RD, HARLEYSVILLE PA 19438
Mark R Cummins director 355 MAPLE AVE, HARLEYSVILLE PA 19438-2297
Stephen J Kopenhaver officer: Senior Vice President 324 NORTH 40TH STREET, ALLENTOWN PA 18104
Philip A Clemens director 485 QUARRY RD, HARLEYSVILLE PA 19438
George W Meschter director 1415 S COLLEGEVILLE RD, COLLEGEVILLE PA 19426
Marian Bickerstaff officer: Senior Vice President 102 MADISON WAY, LANSDALE PA 19446

Harleysville Financial (Harleysville Financial) Headlines