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Charter Financial (Charter Financial) Net Margin % : 23.24% (As of Jun. 2018)


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What is Charter Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Charter Financial's Net Income for the three months ended in Jun. 2018 was $4.65 Mil. Charter Financial's Revenue for the three months ended in Jun. 2018 was $19.99 Mil. Therefore, Charter Financial's net margin for the quarter that ended in Jun. 2018 was 23.24%.

The historical rank and industry rank for Charter Financial's Net Margin % or its related term are showing as below:


CHFN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.41
* Ranked among companies with meaningful Net Margin % only.

Charter Financial Net Margin % Historical Data

The historical data trend for Charter Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Charter Financial Net Margin % Chart

Charter Financial Annual Data
Trend Sep06 Sep09 Sep10 Sep11 Sep12 Sep13 Sep14 Sep15 Sep16 Sep17
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.33 13.47 12.32 18.79 21.11

Charter Financial Quarterly Data
Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.13 13.94 22.32 26.72 23.24

Competitive Comparison of Charter Financial's Net Margin %

For the Banks - Regional subindustry, Charter Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charter Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Charter Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Charter Financial's Net Margin % falls into.



Charter Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Charter Financial's Net Margin for the fiscal year that ended in Sep. 2017 is calculated as

Net Margin=Net Income (A: Sep. 2017 )/Revenue (A: Sep. 2017 )
=14.436/68.381
=21.11 %

Charter Financial's Net Margin for the quarter that ended in Jun. 2018 is calculated as

Net Margin=Net Income (Q: Jun. 2018 )/Revenue (Q: Jun. 2018 )
=4.646/19.994
=23.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Charter Financial  (NAS:CHFN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Charter Financial Net Margin % Related Terms

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Charter Financial (Charter Financial) Business Description

Traded in Other Exchanges
N/A
Address
Charter Financial Corp is a savings and loan holding company. It provides various products and services to individuals and businesses in the United States. Its principal business consists of attracting retail deposits from the general public and investing those deposits in commercial real estate loans, one- to four-family residential mortgage loans, construction loans, commercial loans, home equity loans and lines of credit and other consumer loans. It offers a variety of community banking services to customers, including online banking and bill payment services, mobile banking, safe deposit box rentals, debit card and ATM card services. The company derives significant revenue from service charges on deposit accounts, the bulk of which comes from overdraft-related fees.

Charter Financial (Charter Financial) Headlines