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Codorus Valley Bancorp (Codorus Valley Bancorp) Net Margin %

: 23.83% (As of Dec. 2023)
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Net margin is calculated as Net Income divided by its Revenue. Codorus Valley Bancorp's Net Income for the three months ended in Dec. 2023 was $5.45 Mil. Codorus Valley Bancorp's Revenue for the three months ended in Dec. 2023 was $22.89 Mil. Therefore, Codorus Valley Bancorp's net margin for the quarter that ended in Dec. 2023 was 23.83%.

The historical rank and industry rank for Codorus Valley Bancorp's Net Margin % or its related term are showing as below:

CVLY' s Net Margin % Range Over the Past 10 Years
Min: 11.25   Med: 21.85   Max: 26.72
Current: 26.72


CVLY's Net Margin % is ranked better than
54.83% of 1459 companies
in the Banks industry
Industry Median: 25.5 vs CVLY: 26.72

Codorus Valley Bancorp Net Margin % Historical Data

The historical data trend for Codorus Valley Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Codorus Valley Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.35 11.25 18.77 22.73 26.71

Codorus Valley Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.44 29.06 28.11 25.70 23.83

Competitive Comparison

For the Banks - Regional subindustry, Codorus Valley Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Codorus Valley Bancorp Net Margin % Distribution

For the Banks industry and Financial Services sector, Codorus Valley Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Codorus Valley Bancorp's Net Margin % falls into.



Codorus Valley Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Codorus Valley Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=24.973/93.48
=26.71 %

Codorus Valley Bancorp's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=5.453/22.886
=23.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Codorus Valley Bancorp  (NAS:CVLY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Codorus Valley Bancorp Net Margin % Related Terms

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Codorus Valley Bancorp (Codorus Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
105 Leader Heights Road, P.O. Box 2887, Codorus Valley Corporate Center, York, PA, USA, 17403
Codorus Valley Bancorp Inc is a United States-based bank holding company. Through its subsidiary, it offers a full range of consumer, business, wealth management, and mortgage services at financial centers located in communities throughout South Central Pennsylvania and Central Maryland. It operates in a single segment, which is community banking. The loan portfolio is segmented is two classes: commercial, which includes builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing, and all others; and consumer, which consists of residential mortgage, home equity and all other. Substantially, all the revenue for the group is derived in the form of an interest income.
Executives
Stephen M Altland officer: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Scott V Fainor director 105 LEADER HEIGHTS RD, YORK PA 17403
John W Giambalvo other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John E Kiernan director 110 CROTON AVENUE, MOUNT KISCO NY 10549
Craig L Kauffman officer: EVP & COO 105 LEADER HEIGHTS ROAD, YORK PA 17403
Keith Michael Cenekofsky director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Brian D Brunner other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Sarah M Brown director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kent K. Matsumoto director 105 LEADER HEIGHTS RD, YORK PA 17403
Diane E Hill officer: Vice President 105 LEADER HEIGHTS ROAD, YORK PA 17403
Matthew A Clemens officer: SVP of subsidiary, PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John Rodney Messick director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Larry D Pickett officer: Treasurer 105 LEADER HEIGHTS ROAD, YORK PA 17403
Daniel R Stolzer officer: General Counsel C/O CODORUS VALLEY BANCORP INC, 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kristen Marie Heisey other: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403