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Middleburg Financial (Middleburg Financial) Net Margin % : 8.07% (As of Dec. 2016)


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What is Middleburg Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Middleburg Financial's Net Income for the three months ended in Dec. 2016 was $1.09 Mil. Middleburg Financial's Revenue for the three months ended in Dec. 2016 was $13.53 Mil. Therefore, Middleburg Financial's net margin for the quarter that ended in Dec. 2016 was 8.07%.

The historical rank and industry rank for Middleburg Financial's Net Margin % or its related term are showing as below:


MBRG's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.41
* Ranked among companies with meaningful Net Margin % only.

Middleburg Financial Net Margin % Historical Data

The historical data trend for Middleburg Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Middleburg Financial Net Margin % Chart

Middleburg Financial Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.59 9.89 14.35 16.16 16.23

Middleburg Financial Quarterly Data
Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.47 16.85 21.50 19.09 8.07

Competitive Comparison of Middleburg Financial's Net Margin %

For the Banks - Regional subindustry, Middleburg Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Middleburg Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Middleburg Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Middleburg Financial's Net Margin % falls into.



Middleburg Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Middleburg Financial's Net Margin for the fiscal year that ended in Dec. 2016 is calculated as

Net Margin=Net Income (A: Dec. 2016 )/Revenue (A: Dec. 2016 )
=8.064/49.689
=16.23 %

Middleburg Financial's Net Margin for the quarter that ended in Dec. 2016 is calculated as

Net Margin=Net Income (Q: Dec. 2016 )/Revenue (Q: Dec. 2016 )
=1.092/13.532
=8.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Middleburg Financial  (NAS:MBRG) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Middleburg Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Middleburg Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Middleburg Financial (Middleburg Financial) Business Description

Traded in Other Exchanges
N/A
Address
Middleburg Financial Corp., was incorporated under Virginia law in 1993. The Company is a bank holding company that conducts its operations through two wholly owned subsidiaries, Middleburg Bank and Middleburg Investment Group, Inc. The Company has one other wholly owned subsidiary, MFC Capital Trust II, which is a Delaware Business Trust. The Company, through its subsidiaries, offers banking, fiduciary and investment management services to both individuals and small businesses. Middleburg Bank has 12 full service facilities and one limited service facility. Middleburg's services include checking and savings deposit accounts, and the making of business, real estate, development, mortgage, home equity, automobile and other installment, demand and term loans and also offers ATM services. Additional banking services available to the Company's clients include, but are not limited to, Internet banking, travelers' checks, money orders, safe deposit rentals, notary public and wire services. Middleburg Bank has one wholly owned subsidiary, Middleburg Bank Service Corporation, which is a partner in two limited liability companies, Bankers Title Shenandoah, LLC, which sells title insurance through its members, and Bankers Insurance, LLC, which acts as a broker for insurance sales for its member banks. Southern Trust Mortgage offers mortgage banking services to residential borrowers in five states within the southeastern United States. Southern Trust Mortgage operates as Middleburg Mortgage within all of the Company's financial service centers to provide mortgage banking services for the Company's clients. Middleburg Investment Group is a non-bank holding company that offers wealth management services through its subsidiaries and through the investment services department of Middleburg Bank. The Company operates in a decentralized fashion in three principal business activities: retail banking services; wealth management services; and mortgage banking services. Revenue from retail banking activities consists mainly of interest earned on loans and investment securities and service charges on deposit accounts. Revenue from the wealth management activities is comprised mostly of fees based upon the market value of the accounts under administration as well as commissions on investment transactions. The wealth management services are conducted by Middleburg Trust Company and the investment services department of Middleburg Bank. Revenue from the mortgage banking activities is comprised of interest earned on loans and fees received as a result of the mortgage origination process. The Company recognizes gains on the sale of loans as part of other income. The mortgage banking services are conducted by Southern Trust Mortgage. The Company's commercial and retail banking segment faces significant competition for both loans and deposits. Competition for loans comes from commercial banks, savings and loan associations and savings banks, mortgage banking
Executives
Gary Ross Shook director, officer: President 10 COURTHOUSE SQUARE, WARRENTON VA 20188
Jeffrey Culver officer: EVP and COO 111 W WASHINGTON ST, MIDDLEBURG VA 22117
Kathleen J Chappell officer: Sr. Vice President and CFO 111 WEST WASHINGTON STREET, MIDDLEBURG VA 22117

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