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Preferred Bank (Preferred Bank) Net Margin %

: 50.30% (As of Sep. 2023)
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Net margin is calculated as Net Income divided by its Revenue. Preferred Bank's Net Income for the three months ended in Sep. 2023 was $38.2 Mil. Preferred Bank's Revenue for the three months ended in Sep. 2023 was $75.9 Mil. Therefore, Preferred Bank's net margin for the quarter that ended in Sep. 2023 was 50.30%.

The historical rank and industry rank for Preferred Bank's Net Margin % or its related term are showing as below:

PFBC' s Net Margin % Range Over the Past 10 Years
Min: 29.44   Med: 36.14   Max: 51.41
Current: 51.41


PFBC's Net Margin % is ranked better than
95.08% of 1462 companies
in the Banks industry
Industry Median: 25.54 vs PFBC: 51.41

Preferred Bank Net Margin % Historical Data

The historical data trend for Preferred Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Preferred Bank Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.55 45.86 38.55 49.19 50.65

Preferred Bank Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.02 53.39 52.41 49.65 50.30

Competitive Comparison

For the Banks - Regional subindustry, Preferred Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Preferred Bank Net Margin % Distribution

For the Banks industry and Financial Services sector, Preferred Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Preferred Bank's Net Margin % falls into.



Preferred Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Preferred Bank's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=128.845/254.402
=50.65 %

Preferred Bank's Net Margin for the quarter that ended in Sep. 2023 is calculated as

Net Margin=Net Income (Q: Sep. 2023 )/Revenue (Q: Sep. 2023 )
=38.192/75.926
=50.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Preferred Bank  (NAS:PFBC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Preferred Bank Net Margin % Related Terms

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Preferred Bank (Preferred Bank) Business Description

Traded in Other Exchanges
Address
601 South Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking which includes Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high-net-worth individuals. The bank generates a majority of its revenue from Southern and Northern California and Flushing.

Preferred Bank (Preferred Bank) Headlines

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