Commercial Bancshares (Commercial Bancshares) Net Margin % : 10.86% (As of Sep. 2016)

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What is Commercial Bancshares Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Commercial Bancshares's Net Income for the three months ended in Sep. 2016 was $0.44 Mil. Commercial Bancshares's Revenue for the three months ended in Sep. 2016 was $4.01 Mil. Therefore, Commercial Bancshares's net margin for the quarter that ended in Sep. 2016 was 10.86%.

The historical rank and industry rank for Commercial Bancshares's Net Margin % or its related term are showing as below:

CMOH's Net Margin % is not ranked ^*
in the Banks industry.
Industry Median: 25.41
* Ranked among companies with meaningful Net Margin % only.

Commercial Bancshares Net Margin % Historical Data

The historical data trend for Commercial Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Commercial Bancshares Net Margin % Chart

Commercial Bancshares Annual Data

Trend

Dec06

Dec07

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Net Margin %

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18.36

19.51

20.32

20.95

21.78

Commercial Bancshares Quarterly Data
	Dec11	Mar12	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16
Net Margin %	Get a 7-Day Free Trial															23.91	22.10	34.44	24.48	10.86

Competitive Comparison of Commercial Bancshares's Net Margin %

For the Banks - Regional subindustry, Commercial Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Commercial Bancshares's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Commercial Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Commercial Bancshares's Net Margin % falls into.

Commercial Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Commercial Bancshares's Net Margin for the fiscal year that ended in Dec. 2015 is calculated as

Net Margin	=	Net Income (A: Dec. 2015 )	/	Revenue (A: Dec. 2015 )
	=	3.425	/	15.728
	=	21.78 %

Commercial Bancshares's Net Margin for the quarter that ended in Sep. 2016 is calculated as

Net Margin	=	Net Income (Q: Sep. 2016 )	/	Revenue (Q: Sep. 2016 )
	=	0.436	/	4.013
	=	10.86 %

Commercial Bancshares (OTCPK:CMOH) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Commercial Bancshares Net Margin % Related Terms

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Commercial Bancshares (Commercial Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Commercial Bancshares Inc (OTCPK:CMOH) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.csbanking.com

Commercial Bancshares Inc is a corporation organized under the laws of the State of Ohio on April 20, 1920. It operates as a financial holding company for The Commercial Savings Bank. The main business of the Corporation presently is to operate the Bank, which is a wholly-owned subsidiary, and its main asset. The Bank provides customary retail and commercial banking services to its customers, including acceptance of deposits for demand, savings and time accounts, individual retirement accounts (IRAs) and servicing of such accounts; commercial, consumer and real estate lending, including installment loans, and safe deposit and night depository facilities. The Bank grants residential, installment and commercial loans to customers located mainly in the Ohio counties of Wyandot, Marion and Hancock and the surrounding area. Commercial loans are mainly variable rate and include operating lines of credit and term loans made to small businesses mainly based on the ability to repay the loan from the cash flow of the business. The Bank, Commercial Financial and Beck Title compete for business mainly in the Ohio counties of Wyandot, Hancock and Marion. The business in which the Corporation and its subsidiary are engaged is subject to extensive supervision, regulation and examination by various bank regulatory authorities.

Executives

Robert E Beach

director, officer: President and CEO

2120 BLUESTONE DRIVE, FINDLAY OH 45840

Commercial Bancshares (Commercial Bancshares) Headlines

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