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First Citizens Bancshares (TN) (First Citizens Bancshares (TN)) Net Margin %

: 21.49% (As of Dec. 2018)
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Net margin is calculated as Net Income divided by its Revenue. First Citizens Bancshares (TN)'s Net Income for the three months ended in Dec. 2018 was $89 Mil. First Citizens Bancshares (TN)'s Revenue for the three months ended in Dec. 2018 was $416 Mil. Therefore, First Citizens Bancshares (TN)'s net margin for the quarter that ended in Dec. 2018 was 21.49%.

The historical rank and industry rank for First Citizens Bancshares (TN)'s Net Margin % or its related term are showing as below:


FIZN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.505
* Ranked among companies with meaningful Net Margin % only.

First Citizens Bancshares (TN) Net Margin % Historical Data

The historical data trend for First Citizens Bancshares (TN)'s Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Citizens Bancshares (TN) Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.27 17.12 17.35 22.57 25.30

First Citizens Bancshares (TN) Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.11 26.68 23.80 29.44 21.49

Competitive Comparison

For the Banks - Regional subindustry, First Citizens Bancshares (TN)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Citizens Bancshares (TN) Net Margin % Distribution

For the Banks industry and Financial Services sector, First Citizens Bancshares (TN)'s Net Margin % distribution charts can be found below:

* The bar in red indicates where First Citizens Bancshares (TN)'s Net Margin % falls into.



First Citizens Bancshares (TN) Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First Citizens Bancshares (TN)'s Net Margin for the fiscal year that ended in Dec. 2018 is calculated as

Net Margin=Net Income (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=400.313/1582.496
=25.30 %

First Citizens Bancshares (TN)'s Net Margin for the quarter that ended in Dec. 2018 is calculated as

Net Margin=Net Income (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=89.473/416.435
=21.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Citizens Bancshares (TN)  (OTCPK:FIZN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First Citizens Bancshares (TN) Net Margin % Related Terms

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First Citizens Bancshares (TN) (First Citizens Bancshares (TN)) Business Description

Traded in Other Exchanges
N/A
Address
4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens Bancshares Inc (TN) is a financial holding company. The bank offers various services such as checking accounts, savings accounts, mobile and tablet banking, digital banking, loans, insurance and other banking services. The company operates its business in four segments, 1) General Banking which offers a full suite of deposit products, loans, cash management, wealth, payments and various other fee-based services., 2) Commercial Banking segment provides a range of lending, leasing, capital markets, asset management and other financial and advisory services to small and middle market companies, 3) Rail offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America and 4) Corporate.

First Citizens Bancshares (TN) (First Citizens Bancshares (TN)) Headlines