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Bank of the James Financial Group (Bank of the James Financial Group) Price-to-Owner-Earnings

: 7.72 (As of Today)
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As of today (2024-04-16), Bank of the James Financial Group's share price is $9.955. Bank of the James Financial Group's Owner Earnings per Share (TTM) ended in Dec. 2023 was $1.29. It's Price-to-Owner-Earnings for today is 7.72.


The historical rank and industry rank for Bank of the James Financial Group's Price-to-Owner-Earnings or its related term are showing as below:

BOTJ' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.9   Med: 12.81   Max: 35.57
Current: 7.74

During the past 13 years, the highest Price-to-Owner-Earnings of Bank of the James Financial Group was 35.57. The lowest was 3.90. And the median was 12.81.


BOTJ's Price-to-Owner-Earnings is ranked better than
51.05% of 954 companies
in the Banks industry
Industry Median: 7.78 vs BOTJ: 7.74

As of today (2024-04-16), Bank of the James Financial Group's share price is $9.955. Bank of the James Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.90. Therefore, Bank of the James Financial Group's PE Ratio for today is 5.24.

As of today (2024-04-16), Bank of the James Financial Group's share price is $9.955. Bank of the James Financial Group's EPS without NRI for the trailing twelve months (TTM) ended in was $1.90. Therefore, Bank of the James Financial Group's PE Ratio without NRI for today is 5.24.

During the past 13 years, Bank of the James Financial Group's highest PE Ratio without NRI was 23.81. The lowest was 4.64. And the median was 10.42.


Bank of the James Financial Group Price-to-Owner-Earnings Historical Data

The historical data trend for Bank of the James Financial Group's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of the James Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.99 13.12 8.88 6.46 9.49

Bank of the James Financial Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Owner-Earnings Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.46 4.91 3.94 5.45 9.49

Competitive Comparison

For the Banks - Regional subindustry, Bank of the James Financial Group's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of the James Financial Group Price-to-Owner-Earnings Distribution

For the Banks industry and Financial Services sector, Bank of the James Financial Group's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Bank of the James Financial Group's Price-to-Owner-Earnings falls into.



Bank of the James Financial Group Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Bank of the James Financial Group's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=9.955/1.29
=7.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank of the James Financial Group  (NAS:BOTJ) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Bank of the James Financial Group Price-to-Owner-Earnings Related Terms

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Bank of the James Financial Group (Bank of the James Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
828 Main Street, Lynchburg, VA, USA, 24504
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.
Executives
Phillip C Jamerson director 828 MAIN ST, LYNCHBURG VA 24504
Bryant William C Iii director 828 MAIN ST, LYNCHBURG VA 24504
Alford John R Jr director 828 MAIN ST, LYNCHBURG VA 24504
Foster Watt R Jr director 828 MAIN ST, LYNCHBURG VA 24504
Lewis C Addison director 828 MAIN ST, LYNCHBURG VA 24504
J Todd Scruggs officer: Secretary-Treasurer PO BOX 1200, LYNCHBURG VA 24505
Umberger Harry P Jr officer: EVP - Chief Credit Officer 828 MAIN ST, LYNCHBURG VA 24504
Robert R Chapman director, officer: President PO BOX 1200, LYNCHBURG VA 24505
Dalton Aubrey Douglas Iii director 828 MAIN ST, LYNCHBURG VA 24504
Petticolas Augustus A Jr director 828 MAIN ST, LYNCHBURG VA 24504
Julie P Doyle director 828 MAIN ST, LYNCHBURG VA 24504
Pettyjohn Thomas W Jr director PO BOX 1200, LYNCHBURG VA 24505
Michael A Syrek officer: EVP - Senior Lending Officer 828 MAIN ST, LYNCHBURG VA 24504
Sorenson Eric John Jr officer: EVP 828 MAIN STREET, LYNCHBURG VA 24504
Lydia K Langley director 828 MAIN ST, LYNCHBURG VA 24504

Bank of the James Financial Group (Bank of the James Financial Group) Headlines