GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pathfinder Bancorp Inc (NAS:PBHC) » Definitions » Price-to-Owner-Earnings

Pathfinder Bancorp (Pathfinder Bancorp) Price-to-Owner-Earnings : 6.51 (As of Apr. 25, 2024)


View and export this data going back to 1996. Start your Free Trial

What is Pathfinder Bancorp Price-to-Owner-Earnings?

As of today (2024-04-25), Pathfinder Bancorp's share price is $12.63. Pathfinder Bancorp's Owner Earnings per Share (TTM) ended in Dec. 2023 was $1.94. It's Price-to-Owner-Earnings for today is 6.51.


The historical rank and industry rank for Pathfinder Bancorp's Price-to-Owner-Earnings or its related term are showing as below:

PBHC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.15   Med: 17.08   Max: 231.14
Current: 6.53

During the past 13 years, the highest Price-to-Owner-Earnings of Pathfinder Bancorp was 231.14. The lowest was 4.15. And the median was 17.08.


PBHC's Price-to-Owner-Earnings is ranked better than
61.77% of 947 companies
in the Banks industry
Industry Median: 7.78 vs PBHC: 6.53

As of today (2024-04-25), Pathfinder Bancorp's share price is $12.63. Pathfinder Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.51. Therefore, Pathfinder Bancorp's PE Ratio for today is 8.36.

As of today (2024-04-25), Pathfinder Bancorp's share price is $12.63. Pathfinder Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in was $1.51. Therefore, Pathfinder Bancorp's PE Ratio without NRI for today is 8.36.

During the past 13 years, Pathfinder Bancorp's highest PE Ratio without NRI was 20.74. The lowest was 6.08. And the median was 15.76.


Pathfinder Bancorp Price-to-Owner-Earnings Historical Data

The historical data trend for Pathfinder Bancorp's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pathfinder Bancorp Price-to-Owner-Earnings Chart

Pathfinder Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.35 13.03 6.32 6.74 7.24

Pathfinder Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.74 5.69 9.43 9.45 7.24

Competitive Comparison of Pathfinder Bancorp's Price-to-Owner-Earnings

For the Banks - Regional subindustry, Pathfinder Bancorp's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathfinder Bancorp's Price-to-Owner-Earnings Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pathfinder Bancorp's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Pathfinder Bancorp's Price-to-Owner-Earnings falls into.



Pathfinder Bancorp Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Pathfinder Bancorp's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=12.63/1.94
=6.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pathfinder Bancorp  (NAS:PBHC) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Pathfinder Bancorp Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Pathfinder Bancorp's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Pathfinder Bancorp (Pathfinder Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
214 West First Street, Oswego, NY, USA, 13126
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
Executives
Walter Rusnak officer: Vice President Finance 214 WEST FIRST STREET, OSWEGO NY 13126
George P Joyce director 214 WEST FIRST STREET, OSWEGO NY 13126
Calvin Corriders officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
James A. Dowd officer: SVP and CFO 214 WEST FIRST STREET, OSWEGO NY 13126
Meghan Crawford-hamlin director 214 WEST FIRST STREET, OSWEGO NY 13126
Eric Allyn director 214 WEST FIRST STREET, OSWEGO NY 13126
Adam C. Gagas director 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald Tascarella officer: SVP and CCO
Rebecca Braheney officer: Controller, VP 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald G. Tascarella officer: 1st Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
John Funiciello director 214 WEST FIRST STREET, OSWEGO NY 13126
Thomas W Schneider director, officer: President and CEO 214 WEST FIRST STREET, OSWEGO NY 13126
Daniel R Phillips officer: SVP 214 WEST FIRST STREET, OSWEGO NY 13126
Butkowski Robert G. Jr. officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
Sharkey John F. Iii director 214 WEST FIRST STREET, OSWEGO NY 13126

Pathfinder Bancorp (Pathfinder Bancorp) Headlines