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Carver Bancorp (Carver Bancorp) PB Ratio

: 0.40 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-18), Carver Bancorp's share price is $1.59. Carver Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $3.99. Hence, Carver Bancorp's PB Ratio of today is 0.40.

The historical rank and industry rank for Carver Bancorp's PB Ratio or its related term are showing as below:

CARV' s PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 1.97   Max: 39.52
Current: 0.4

During the past 13 years, Carver Bancorp's highest PB Ratio was 39.52. The lowest was 0.33. And the median was 1.97.

CARV's PB Ratio is ranked better than
88.79% of 1463 companies
in the Banks industry
Industry Median: 0.84 vs CARV: 0.40

During the past 12 months, Carver Bancorp's average Book Value Per Share Growth Rate was -13.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 65.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 50.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Carver Bancorp was 133.10% per year. The lowest was -79.50% per year. And the median was -1.15% per year.

Back to Basics: PB Ratio


Carver Bancorp PB Ratio Historical Data

The historical data trend for Carver Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Carver Bancorp Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.83 1.85 1.14 1.01 0.86

Carver Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.86 0.64 0.65 0.49

Competitive Comparison

For the Banks - Regional subindustry, Carver Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp PB Ratio Distribution

For the Banks industry and Financial Services sector, Carver Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's PB Ratio falls into.



Carver Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Carver Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=1.59/3.994
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Carver Bancorp  (NAS:CARV) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Carver Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Carver Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Carver Bancorp (Carver Bancorp) Business Description

Traded in Other Exchanges
Address
75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
Executives
Isaac Torres officer: SVP and GC 75 WEST 125TH STREET, NEW YORK NY 10027
Craig C Mackay director 75 WEST 125TH STREET, NEW YORK NY 10027
Robin L Nunn director 75 WEST 125TH STREET, NEW YORK NY 10027
Christina L Maier officer: CFO C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Sophia Haliotis officer: SVP and CCO 75 WEST 125TH STREET, NEW YORK NY 10027
Michael T. Pugh officer: President & COO CARVER BANCORP, INC., 75 WEST 125TH STREET, NEW YORK NY 10027
Jones Lewis P. Iii director 75 WEST 125TH STREET, NEW YORK NY 10027
Steven Bussey director 75 WEST 125TH STREET, NEW YORK NY 10027
Jillian E Joseph director 75 WEST 125TH STREET, NEW YORK NY 10027
Robert W Mooney director 75 WEST 125TH STREET, NEW YORK NY 10027
Thomas K Ritter director 120 CAMBRIDGE AVENUE, LINWOOD NJ 08221
Deborah C Wright director, officer: President & CEO CARVER BANCORP, INC, 75 W. 125TH STREET, NEW YORK NY 10027
Ingrid Lamae Dejongh director 75 W. 125TH STREET, NEW YORK NY 10027
Grannum Colvin director 75 WEST 125TH STREET, NEW YORK NY 10027
Kenneth Knuckles director 75 WEST 125TH STREET, NEW YORK NY 10027

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