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First Capital (First Capital) PB Ratio

: 0.89 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-18), First Capital's share price is $27.98. First Capital's Book Value per Share for the quarter that ended in Dec. 2023 was $31.41. Hence, First Capital's PB Ratio of today is 0.89.

Good Sign:

First Capital Inc stock PB Ratio (=0.88) is close to 10-year low of 0.83

The historical rank and industry rank for First Capital's PB Ratio or its related term are showing as below:

FCAP' s PB Ratio Range Over the Past 10 Years
Min: 0.83   Med: 1.27   Max: 2.55
Current: 0.89

During the past 13 years, First Capital's highest PB Ratio was 2.55. The lowest was 0.83. And the median was 1.27.

FCAP's PB Ratio is ranked worse than
53.04% of 1463 companies
in the Banks industry
Industry Median: 0.84 vs FCAP: 0.89

During the past 12 months, First Capital's average Book Value Per Share Growth Rate was 24.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of First Capital was 10.60% per year. The lowest was -16.30% per year. And the median was 4.50% per year.

Back to Basics: PB Ratio


First Capital PB Ratio Historical Data

The historical data trend for First Capital's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Capital Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 1.85 1.20 0.99 0.89

First Capital Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.92 1.12 1.04 0.89

Competitive Comparison

For the Banks - Regional subindustry, First Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital PB Ratio Distribution

For the Banks industry and Financial Services sector, First Capital's PB Ratio distribution charts can be found below:

* The bar in red indicates where First Capital's PB Ratio falls into.



First Capital PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

First Capital's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=27.98/31.407
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


First Capital  (NAS:FCAP) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


First Capital PB Ratio Related Terms

Thank you for viewing the detailed overview of First Capital's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


First Capital (First Capital) Business Description

Traded in Other Exchanges
N/A
Address
220 Federal Drive North West, Corydon, IN, USA, 47112
First Capital Inc is the financial holding company of First Harrison Bank. Through its subsidiary, it operates as a federally-chartered savings bank that provides banking services to individuals and business customers across locations in America. The bank offers various loans which include residential loans, construction loans, commercial real estate loans and commercial business loans. It also provides consumer loans such as home equity and second mortgage loans, and automobile and truck loans.
Executives
Joshua Paul Stevens officer: Chief Financial Officer 220 FEDERAL DRIVE NW, CORYDON IN 47112
William W Harrod director, officer: President and CEO C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Chris Frederick officer: SVP, CFO and Treasurer C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Jill Saegesser director 220 FEDERAL DRIVE NW, CORYDON IN 47112
Michael L Shireman director C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Dana L. Huber director 220 FEDERAL DRIVE, CORYDON IN 47115
Mark D Shireman director C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Dennis Thomas officer: Senior Vice President C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Samuel E Uhl director, officer: Chief Operating Officer C/O FIRST CAPITAL INC, 220 FEDERAL DRIVE NW, CORYDON IN 47115
Christopher L Byrd director C/O FIRST CAPITAL, INC., 220 FEDERAL DRIVE NW, CORYDON IN 47112
Lou Ann Moore director 220 FEDERAL DRIVE, CORYDON IN 47112
Robert C. Guilfoyle director 220 FEDERAL DRIVE, CORYDON IN 47112
Pamela G Kraft director C/O FIRST CAPITAL, INC., 220 FEDERAL DRIVE NW, CORYDON IN 47112
Jill R Keinsley officer: SVP 220 FEDERAL DRIVE, NW, CORYDON IN 47112
Orwick William I Sr director C/O FIRST CAPITAL, INC., 220 FEDERAL DRIVE NW, CORYDON IN 47112

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