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Kentucky First Federal Bancorp (Kentucky First Federal Bancorp) PB Ratio

: 0.62 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-23), Kentucky First Federal Bancorp's share price is $3.80. Kentucky First Federal Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $6.08. Hence, Kentucky First Federal Bancorp's PB Ratio of today is 0.62.

Good Sign:

Kentucky First Federal Bancorp stock PB Ratio (=0.62) is close to 10-year low of 0.62

The historical rank and industry rank for Kentucky First Federal Bancorp's PB Ratio or its related term are showing as below:

KFFB' s PB Ratio Range Over the Past 10 Years
Min: 0.62   Med: 1.06   Max: 1.36
Current: 0.62

During the past 13 years, Kentucky First Federal Bancorp's highest PB Ratio was 1.36. The lowest was 0.62. And the median was 1.06.

KFFB's PB Ratio is ranked better than
72.74% of 1460 companies
in the Banks industry
Industry Median: 0.85 vs KFFB: 0.62

During the past 12 months, Kentucky First Federal Bancorp's average Book Value Per Share Growth Rate was -4.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -5.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -2.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Kentucky First Federal Bancorp was 23.00% per year. The lowest was -7.50% per year. And the median was 0.35% per year.

Back to Basics: PB Ratio


Kentucky First Federal Bancorp PB Ratio Historical Data

The historical data trend for Kentucky First Federal Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kentucky First Federal Bancorp Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 1.07 1.16 1.25 0.99

Kentucky First Federal Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.99 0.99 0.81 0.73

Competitive Comparison

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kentucky First Federal Bancorp PB Ratio Distribution

For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Kentucky First Federal Bancorp's PB Ratio falls into.



Kentucky First Federal Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Kentucky First Federal Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=3.80/6.082
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Kentucky First Federal Bancorp  (NAS:KFFB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Kentucky First Federal Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Kentucky First Federal Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Kentucky First Federal Bancorp (Kentucky First Federal Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
216 West Main Street, P.O. Box 535, Frankfort, KY, USA, 40602
Kentucky First Federal Bancorp is a holding company. The company through its subsidiaries is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans and types of deposits, etc. The company mainly operates in Perry, Franklin, Boyle and Garrard and surrounding counties in Kentucky, US.
Executives
Ecton Walter G Jr director 479 MAIN STREET, HAZARD KY 41702
Teresa K Hulette officer: EVP-First Federal of Frankfort P.O. BOX 535, FRANKFORT KY 40602
R Clay Hulette officer: V.P., CFO & Treasurer 216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602
C Michael Davenport director 216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602
Don D Jennings director, officer: President & COO C/O FIRST FEDERAL, P O BOX 535, FRANKFORT KY 40602
Tony D Whitaker director, 10 percent owner, officer: CEO & Chairman of the Board 479 MAIN STREET, HAZARD KY 41702
Jaime Steele Coffey officer: President & CEO--First Federal, other: President of First Federal MHC C/O KENTUCKY FIRST FEDERAL BANCORP, 655 MAIN STREET, HAZARD KY 41702
Lou Ella Farler officer: Pres. & CEO-FFS&L of Hazard P.O. BOX 535, FRANKFORT KY 40602
William H Johnson director, officer: Area Pres.-FFSB of Kentucky 340 WEST MAIN STREET, DANVILLE KY 40422
Hudson W Banks Iii director 340 WEST MAIN STREET, DANVILLE KY 40422
Gorman William D Jr director 479 MAIN STREET, HAZARD KY 41702
Federal Mhc First 10 percent owner 479 MAIN STREET, HAZARD KY 41702
William D Gorman director 479 MAIN STREET, HAZARD KY 41702
Pulliam Roy L Jr officer: Vice President & Secretary 479 MAIN STREET, HAZARD KY 41702
Regan Herman D Jr director 216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602

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