CBU has been successfully added to your Stock Email Alerts list.
You can manage your stock email alerts here.
CBU has been removed from your Stock Email Alerts list.
Please enter Portfolio Name for new portfolio.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-19), Community Bank System's share price is $44.50. Community Bank System's Book Value per Share for the quarter that ended in Dec. 2023 was $31.84. Hence, Community Bank System's PB Ratio of today is 1.40.
Good Sign:
Community Bank System Inc stock PB Ratio (=1.33) is close to 10-year low of 1.33
The historical rank and industry rank for Community Bank System's PB Ratio or its related term are showing as below:
During the past 13 years, Community Bank System's highest PB Ratio was 2.40. The lowest was 1.30. And the median was 1.72.
During the past 12 months, Community Bank System's average Book Value Per Share Growth Rate was 10.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -6.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -2.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Community Bank System was 22.90% per year. The lowest was -6.90% per year. And the median was 7.35% per year.
The historical data trend for Community Bank System's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bank System's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Community Bank System's PB Ratio distribution charts can be found below:
* The bar in red indicates where Community Bank System's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Community Bank System's PB Ratio for today is calculated as follows:
PB Ratio | = | Share Price | / | Book Value per Share (Q: Dec. 2023) |
= | 44.50 | / | 31.84 | |
= | 1.40 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PB Ratio | = | Market Cap | / | (Total Stockholders Equity | - | Preferred Stock) |
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Community Bank System (NYSE:CBU) PB Ratio Explanation
Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Thank you for viewing the detailed overview of Community Bank System's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Sally A Steele | director | |
Jeffrey M Levy | officer: President, Commercial Banking | 52 SOUTH BROAD STREET, NORWICH NY 13815 |
Brian R Ace | director | |
Dimitar Karaivanov | officer: EVP Financial Serv & Corp Dev | C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214 |
Kerrie D. Macpherson | director | 5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214 |
Mark J. Bolus | director | R.R. 1, BOX 412A, DALTON PA 18414 |
John F. Whipple | director | 1692 GOODRICH AVENUE, OLEAN NY 14760 |
Michael N Abdo | officer: EVP and General Counsel | 5790 WIDEWATERS PARKWAY, DEWITT NY 13214 |
Jeffrey J Knauss | director | 2438 EAST LAKE ROAD, SKANEATELES NY 13152 |
George J Getman | officer: Executive VP & General Counsel | 7856 CAHILL ROAD, MANLIUS NY 13104 |
Maureen A Gillan-myer | officer: EVP, Chief Human Resources Off | C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018 |
John Parente | director | 478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657 |
Joseph Jonathon Lemchak | officer: SVP, Chief Investment Officer | 4482 YOUNG ROAD, SYRACUSE NY 13215 |
Eric Stickels | director | 182 MAIN STREET, ONEIDA NY 13421 |
Susan E Skerritt | director | 3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408 |
From GuruFocus
By Business Wire • 01-23-2024
By Business Wire Business Wire • 02-01-2023
By Business Wire Business Wire • 11-16-2022
By PRNewswire PRNewswire • 03-27-2023
By GuruFocus Research • 09-09-2023
By Business Wire Business Wire • 05-16-2022
By PRNewswire • 06-26-2023
By PRNewswire PRNewswire • 06-22-2022
By Business Wire • 01-19-2024
By Business Wire Business Wire • 02-15-2023
Disclaimers: GuruFocus.com is not operated by a broker or a dealer. It has an affiliated registered investment adviser, which serves as the subadviser to an exchange traded fund. This investment adviser does not provide advice to individual investors. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes provided by InterActive Data. Fundamental company data provided by Morningstar, updated daily.