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Security Federal (Security Federal) PB Ratio

: 0.42 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-19), Security Federal's share price is $22.29. Security Federal's Book Value per Share for the quarter that ended in Dec. 2023 was $53.38. Hence, Security Federal's PB Ratio of today is 0.42.

Good Sign:

Security Federal Corp stock PB Ratio (=0.45) is close to 10-year low of 0.42

The historical rank and industry rank for Security Federal's PB Ratio or its related term are showing as below:

SFDL' s PB Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.86   Max: 1.37
Current: 0.42

During the past 13 years, Security Federal's highest PB Ratio was 1.37. The lowest was 0.41. And the median was 0.86.

SFDL's PB Ratio is ranked better than
87.63% of 1463 companies
in the Banks industry
Industry Median: 0.84 vs SFDL: 0.42

During the past 12 months, Security Federal's average Book Value Per Share Growth Rate was 8.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 10.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Security Federal was 16.70% per year. The lowest was -2.40% per year. And the median was 7.80% per year.

Back to Basics: PB Ratio


Security Federal PB Ratio Historical Data

The historical data trend for Security Federal's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Security Federal Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 0.75 0.90 0.52 0.43

Security Federal Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.49 0.50 0.47 0.43

Competitive Comparison

For the Banks - Regional subindustry, Security Federal's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Federal PB Ratio Distribution

For the Banks industry and Financial Services sector, Security Federal's PB Ratio distribution charts can be found below:

* The bar in red indicates where Security Federal's PB Ratio falls into.



Security Federal PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Security Federal's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=22.29/53.383
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Security Federal  (OTCPK:SFDL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Security Federal PB Ratio Related Terms

Thank you for viewing the detailed overview of Security Federal's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Security Federal (Security Federal) Business Description

Traded in Other Exchanges
N/A
Address
P.O. Box 810, Aiken, SC, USA, 29802
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The bank also operates Security federal trust and investments that offer trust, financial planning, and financial management services.
Executives
J Chris Verens director, officer: President P O BOX 810, AIKEN SC 29802
Nathan Crowe officer: Chief Accounting Officer 238 RICHLAND AVENUE NORTHWEST, AIKEN SC 29801
Darrell R Rains officer: Chief Financial Officer P.O. BOX 15367, AUGUSTA GA 30909
Philip R. Wahl director 238 RICHLAND AVENUE NW, AIKEN SC 29801
Toole Frampton W. Iii director 238 RICHLAND AVENUE NW, AIKEN SC 29801
Robert E Alexander director P O BOX 810, AIKEN SC 29802
Richard T Harmon director, officer: Exec. VP and CLO of the Bank 238 RICHLAND AVENUE WEST, AIKEN SC 29801
Toole Gasper L Iii director, officer: VP P O BOX 810, AIKEN SC 29802
Jessica T Cummins officer: Chief Financial Officer 238 RICHLAND AVENUE WEST, AIKEN SC 29801
Thomas Lucius Moore director P O BOX 810, AIKEN SC 29802
Thomas Francis M Jr officer: Senior VP P O BOX 810, AIKEN SC 29802
William Clyburn director P O BOX 810, AIKEN SC 29802
Roy G Lindburg officer: Treasurer/CFO P O BOX 810, AIKEN SC 29802
Frank M Thomas director PO BOX 810, AIKEN SC 29802
William Barry Adams director, officer: Exec. VP-Security Federal Bank P.O. BOX 810, AIKEN SC 29802

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