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Provident Financial Holdings (Provident Financial Holdings) PEG Ratio : 4.19 (As of Apr. 25, 2024)


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What is Provident Financial Holdings PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Provident Financial Holdings's PE Ratio without NRI is 11.30. Provident Financial Holdings's 5-Year Book Value growth rate is 2.70%. Therefore, Provident Financial Holdings's PEG Ratio for today is 4.19.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Provident Financial Holdings's PEG Ratio or its related term are showing as below:

PROV' s PEG Ratio Range Over the Past 10 Years
Min: 1.85   Med: 6.06   Max: 780
Current: 4.19


During the past 13 years, Provident Financial Holdings's highest PEG Ratio was 780.00. The lowest was 1.85. And the median was 6.06.


PROV's PEG Ratio is ranked worse than
80.32% of 1133 companies
in the Banks industry
Industry Median: 1.44 vs PROV: 4.19

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Provident Financial Holdings PEG Ratio Historical Data

The historical data trend for Provident Financial Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Provident Financial Holdings PEG Ratio Chart

Provident Financial Holdings Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 226.19 - 101.59 8.33 4.00

Provident Financial Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.31 4.30 4.00 3.91 3.61

Competitive Comparison of Provident Financial Holdings's PEG Ratio

For the Banks - Regional subindustry, Provident Financial Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Holdings's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's PEG Ratio falls into.



Provident Financial Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Provident Financial Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.304347826087/2.70
=4.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Provident Financial Holdings  (NAS:PROV) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Provident Financial Holdings PEG Ratio Related Terms

Thank you for viewing the detailed overview of Provident Financial Holdings's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Provident Financial Holdings (Provident Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.
Executives
Kathy Michalak director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden director, officer: President & CEO
Donavon P Ternes officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale officer: Senior Vice President
Judy A Carpenter director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz officer: Senior Vice President 9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506

Provident Financial Holdings (Provident Financial Holdings) Headlines