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United Security Bancshares (United Security Bancshares) Price-to-Free-Cash-Flow

: 6.08 (As of Today)
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As of today (2024-04-19), United Security Bancshares's share price is $7.31. United Security Bancshares's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.20. Hence, United Security Bancshares's Price-to-Free-Cash-Flow Ratio for today is 6.08.

The historical rank and industry rank for United Security Bancshares's Price-to-Free-Cash-Flow or its related term are showing as below:

UBFO' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.45   Med: 9.75   Max: 30.31
Current: 6.1

During the past 13 years, United Security Bancshares's highest Price-to-Free-Cash-Flow Ratio was 30.31. The lowest was 3.45. And the median was 9.75.

UBFO's Price-to-Free-Cash-Flow is ranked better than
54.34% of 990 companies
in the Banks industry
Industry Median: 6.48 vs UBFO: 6.10

United Security Bancshares's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.38. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $1.20.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of United Security Bancshares was -4.90% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 17.30% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 14.10% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 9.90% per year.

During the past 13 years, United Security Bancshares's highest 3-Year average Free Cash Flow per Share Growth Rate was 27.70% per year. The lowest was -26.40% per year. And the median was 6.40% per year.


United Security Bancshares Price-to-Free-Cash-Flow Historical Data

The historical data trend for United Security Bancshares's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Security Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.99 9.46 9.04 5.78 7.00

United Security Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.78 3.78 3.57 5.74 7.00

Competitive Comparison

For the Banks - Regional subindustry, United Security Bancshares's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Security Bancshares Price-to-Free-Cash-Flow Distribution

For the Banks industry and Financial Services sector, United Security Bancshares's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where United Security Bancshares's Price-to-Free-Cash-Flow falls into.



United Security Bancshares Price-to-Free-Cash-Flow Calculation

United Security Bancshares's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=7.31/1.203
=6.08

United Security Bancshares's Share Price of today is $7.31.
United Security Bancshares's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.20.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

United Security Bancshares  (NAS:UBFO) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


United Security Bancshares Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of United Security Bancshares's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


United Security Bancshares (United Security Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2126 Inyo Street, Fresno, CA, USA, 93721
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Executives
Oberg Robert C Jr officer: SVP & CHIEF RISK OFFICER 610 DAYTON STREET APT# 3, HAMILTON OH 45011
Dennis R Woods director, officer: CEO 1525 E. SHAW AVE., FRESNO CA 93710
Jagroop Gill director 2126 INYO STREET, FRESNO CA 93721
G Thompson Ellithorpe director 1525 E SHAW AVE, FRESNO CA 93710
Thomas G Walker director 2126 INYO STREET, FRESNO CA 93721
William M. Yarbenet officer: SVP & CCO 2126 INYO STREET, FRESNO CA 93721
Kenneth D Newby director 2126 INYO STREET, FRESNO CA 93721
Susan Quigley director 2126 INYO STREET, FRESNO CA 93721
Heather Hammack director 2126 INYO STREET, FRESNO CA 93721
Dora Westerlund director 2126 INYO STREET, FRESNO CA 93721
Nabeel Mahmood director 2126 INYO STREET, FRESNO CA 93721
Brian Tkacz director 2126 INYO STREET, FRESNO CA 93721
Benjamin Mackovak director 2126 INYO STREET, FRESNO CA 93721
David L Eytcheson officer: SVP & COO 1525 E SHAW AVE, FRESNO CA 93710
David A Kinross officer: SVP & CHIEF FINANCIAL OFFICER 600 POLLASKY AVENUE, CLOVIS CA 93612

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