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VersaBank (TSX:VBNK) Price-to-Free-Cash-Flow

: 3.84 (As of Today)
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As of today (2024-04-19), VersaBank's share price is C$13.21. VersaBank's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Oct. 2023 was C$3.44. Hence, VersaBank's Price-to-Free-Cash-Flow Ratio for today is 3.84.

The historical rank and industry rank for VersaBank's Price-to-Free-Cash-Flow or its related term are showing as below:

TSX:VBNK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.47   Med: 2.67   Max: 48.96
Current: 3.93

During the past 13 years, VersaBank's highest Price-to-Free-Cash-Flow Ratio was 48.96. The lowest was 0.47. And the median was 2.67.

TSX:VBNK's Price-to-Free-Cash-Flow is ranked better than
67.68% of 990 companies
in the Banks industry
Industry Median: 6.48 vs TSX:VBNK: 3.93

VersaBank's Free Cash Flow per Share for the three months ended in Oct. 2023 was C$2.77. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was C$3.44.

During the past 3 years, the average Free Cash Flow per Share Growth Rate was -18.30% per year.

During the past 13 years, VersaBank's highest 3-Year average Free Cash Flow per Share Growth Rate was 36.60% per year. The lowest was -87.70% per year. And the median was -5.30% per year.


VersaBank Price-to-Free-Cash-Flow Historical Data

The historical data trend for VersaBank's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VersaBank Annual Data
Trend Oct14 Oct15 Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.10 1.00 - - 2.88

VersaBank Quarterly Data
Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 1.38 1.38 1.92 2.88

Competitive Comparison

For the Banks - Regional subindustry, VersaBank's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VersaBank Price-to-Free-Cash-Flow Distribution

For the Banks industry and Financial Services sector, VersaBank's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where VersaBank's Price-to-Free-Cash-Flow falls into.



VersaBank Price-to-Free-Cash-Flow Calculation

VersaBank's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=13.21/3.437
=3.84

VersaBank's Share Price of today is C$13.21.
VersaBank's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Oct. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was C$3.44.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

VersaBank  (TSX:VBNK) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


VersaBank Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of VersaBank's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


VersaBank (TSX:VBNK) Business Description

Industry
Traded in Other Exchanges
Address
140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Canadian Schedule I chartered bank with a difference. VersaBank became the world's first digital financial institution when it adopted its highly efficient business-to-business model using its proprietary state-of-the-art financial technology to profitably address underserved segments of the Canadian banking market in the pursuit of superior net interest margins, while mitigating risk. VersaBank obtains all of its deposits and provides the majority of its loans and leases electronically, with innovative deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, VersaBank established a wholly-owned, subsidiary.