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Consumer Portfolio Services (Consumer Portfolio Services) PS Ratio

: 1.05 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Consumer Portfolio Services's share price is $8.52. Consumer Portfolio Services's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $8.15. Hence, Consumer Portfolio Services's PS Ratio for today is 1.05.

The historical rank and industry rank for Consumer Portfolio Services's PS Ratio or its related term are showing as below:

CPSS' s PS Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.61   Max: 2.08
Current: 1.05

During the past 13 years, Consumer Portfolio Services's highest PS Ratio was 2.08. The lowest was 0.12. And the median was 0.61.

CPSS's PS Ratio is ranked better than
82.08% of 519 companies
in the Credit Services industry
Industry Median: 3.14 vs CPSS: 1.05

Consumer Portfolio Services's Revenue per Sharefor the three months ended in Dec. 2023 was $2.08. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $8.15.

Warning Sign:

Consumer Portfolio Services Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Consumer Portfolio Services was -10.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was -5.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 0.20% per year.

During the past 13 years, Consumer Portfolio Services's highest 3-Year average Revenue per Share Growth Rate was 35.10% per year. The lowest was -34.10% per year. And the median was 9.00% per year.

Back to Basics: PS Ratio


Consumer Portfolio Services PS Ratio Historical Data

The historical data trend for Consumer Portfolio Services's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.60 1.59 0.97 1.15

Consumer Portfolio Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.18 1.34 1.09 1.15

Competitive Comparison

For the Credit Services subindustry, Consumer Portfolio Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services PS Ratio Distribution

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's PS Ratio distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's PS Ratio falls into.



Consumer Portfolio Services PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Consumer Portfolio Services's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=8.52/8.147
=1.05

Consumer Portfolio Services's Share Price of today is $8.52.
Consumer Portfolio Services's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.15.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Consumer Portfolio Services  (NAS:CPSS) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Consumer Portfolio Services PS Ratio Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services (Consumer Portfolio Services) Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the U.S. in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
Daniel S Wood director
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618
James E Walker director 1601 WASHINGTON AVENUE, SUITE 800, MIAMI BEACH FL 33139
Chris Terry officer: Sr. Vice President
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Black Diamond Capital Management, L.l.c. 10 percent owner 2187 ATLANTIC STREET, 9TH FLOOR, STAMFORD CT 06902
Teri Clements officer: Sr. Vice President 19500 JAMBOREE RD, IRVINE CA 92612

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