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United Bankshares (United Bankshares) PS Ratio : 4.47 (As of Apr. 25, 2024)


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What is United Bankshares PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, United Bankshares's share price is $34.76. United Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $7.77. Hence, United Bankshares's PS Ratio for today is 4.47.

Warning Sign:

United Bankshares Inc stock PS Ratio (=4.45) is close to 1-year high of 4.81

The historical rank and industry rank for United Bankshares's PS Ratio or its related term are showing as below:

UBSI' s PS Ratio Range Over the Past 10 Years
Min: 2.82   Med: 5.02   Max: 7.4
Current: 4.49

During the past 13 years, United Bankshares's highest PS Ratio was 7.40. The lowest was 2.82. And the median was 5.02.

UBSI's PS Ratio is ranked worse than
83.72% of 1450 companies
in the Banks industry
Industry Median: 2.4 vs UBSI: 4.49

United Bankshares's Revenue per Sharefor the three months ended in Dec. 2023 was $1.94. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $7.77.

Warning Sign:

United Bankshares Inc revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of United Bankshares was 1.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was -3.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.20% per year.

During the past 13 years, United Bankshares's highest 3-Year average Revenue per Share Growth Rate was 18.70% per year. The lowest was -6.40% per year. And the median was 2.00% per year.

Back to Basics: PS Ratio


United Bankshares PS Ratio Historical Data

The historical data trend for United Bankshares's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bankshares PS Ratio Chart

United Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.42 3.78 4.67 5.26 4.83

United Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.26 4.44 3.73 3.50 4.83

Competitive Comparison of United Bankshares's PS Ratio

For the Banks - Regional subindustry, United Bankshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bankshares's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bankshares's PS Ratio distribution charts can be found below:

* The bar in red indicates where United Bankshares's PS Ratio falls into.



United Bankshares PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

United Bankshares's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=34.76/7.768
=4.47

United Bankshares's Share Price of today is $34.76.
United Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.77.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


United Bankshares  (NAS:UBSI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


United Bankshares PS Ratio Related Terms

Thank you for viewing the detailed overview of United Bankshares's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bankshares (United Bankshares) Business Description

Traded in Other Exchanges
Address
500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in two segments: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services; and Mortgage banking, which offers and acquires home mortgages through an indirectly owned subsidiary. Nearly all revenue comes from the community banking segment.
Executives
Peter A Converse director 1201 NORTH NASH ST #502, ARLINGTON VA 22209
Gary G White director 514 MARKET STREET, PARKERSBURG WV 26101
Kayes Henry M Jr officer: EVP 122 NORTH ROSEMONT, MARTINSBURG WV 25401
Rice Lacy I Iii director 514 MARKET ST, PARKERSBURG WV 26101
Diana Lewis Jackson director 514 MARKET ST, PARKERSBURG WV 26101
Michael P Fitzgerald director C/O UNITED BANKSHARES, INC., 514 MARKET ST, PARKERSBURG WV 26101
J Paul Mcnamara director 514 MARKET STREET, PARKERSBURG WV 26101
Adams Richard M Sr director, officer: Chairman of the Board & CEO 514 MARKET STREET, PARKERSBURG WV 26101
Matthew L Humphrey officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101
Chad J Mildren officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101
Michael Proctor officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101
Ami L Shaver officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101
Anna J Schultheis officer: Executive Vice President 514 MARKET ST, PARKERSBURG WV 26101
Julie R Gurtis officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101
Ross M Draber officer: Executive Vice President 514 MARKET ST., PARKERSBURG WV 26101

United Bankshares (United Bankshares) Headlines