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BNCCORP (BNCCORP) PS Ratio : 1.83 (As of Apr. 25, 2024)


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What is BNCCORP PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, BNCCORP's share price is $21.6575. BNCCORP's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $11.82. Hence, BNCCORP's PS Ratio for today is 1.83.

The historical rank and industry rank for BNCCORP's PS Ratio or its related term are showing as below:

BNCC' s PS Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.62   Max: 2.41
Current: 1.83

During the past 13 years, BNCCORP's highest PS Ratio was 2.41. The lowest was 0.84. And the median was 1.62.

BNCC's PS Ratio is ranked better than
66.76% of 1450 companies
in the Banks industry
Industry Median: 2.4 vs BNCC: 1.83

BNCCORP's Revenue per Sharefor the three months ended in Dec. 2023 was $2.66. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $11.82.

Warning Sign:

BNCCORP Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of BNCCORP was -15.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was -29.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was -4.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.10% per year.

During the past 13 years, BNCCORP's highest 3-Year average Revenue per Share Growth Rate was 35.40% per year. The lowest was -29.10% per year. And the median was 4.80% per year.

Back to Basics: PS Ratio


BNCCORP PS Ratio Historical Data

The historical data trend for BNCCORP's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BNCCORP PS Ratio Chart

BNCCORP Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.13 1.36 2.09 2.12 2.43

BNCCORP Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 1.61 1.76 1.84 2.43

Competitive Comparison of BNCCORP's PS Ratio

For the Banks - Regional subindustry, BNCCORP's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNCCORP's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BNCCORP's PS Ratio distribution charts can be found below:

* The bar in red indicates where BNCCORP's PS Ratio falls into.



BNCCORP PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

BNCCORP's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=21.6575/11.82
=1.83

BNCCORP's Share Price of today is $21.6575.
BNCCORP's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.82.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


BNCCORP  (OTCPK:BNCC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


BNCCORP PS Ratio Related Terms

Thank you for viewing the detailed overview of BNCCORP's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BNCCORP (BNCCORP) Business Description

Traded in Other Exchanges
N/A
Address
322 East Main Avenue, P.O. Box 4050, Bismarck, ND, USA, 58501
BNCCORP Inc is a bank holding company. The company operates in three segments: Community Banking, Mortgage Banking, and Holding company. It generates the majority of its revenue from the Community banking segment, which provides business & personal loans, commercial real estate loans, SBA loans, business & personal checking, saving products, cash management, wealth management, and retirement plan administration.
Executives
Bradley D Bonga director C/O BNCCORP, INC, 322 EAST MAIN STREET, BISMARCK ND 58501
Jerry R Woodcox director
Stephen H Roman director 322 EAST MAIN AVENUE, BISMARCK ND 58501
Timothy J Franz officer: Chief Financial Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Johnsen Richard M Jr director
Gaylen A Ghylin director 322 EAST MAIN AVENUE, BISMARCK ND 58501
E Thomas Welch director, officer: Pres-BNC Natl Bank-Minnesota 11925 ST. ALBANS HOLLOW DRIVE, MINNETONKA MN 55305
Mark W Sheffert director 4700 IDS CENTER, 80 SOUTH 8TH STREET, MINNEAPOLIS MN 55402
Mark E Peiler officer: Chief Investment Officer
Dave Hoekstra officer: Chief Credit Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Shawn Cleveland Goll officer: Chief Operating Officer
Neil M Brozen officer: SVP Trust & Financial Services 322 EAST MAIN AVENUE, BISMARCK ND 58501
Mark A Litton officer: Chief Credit Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Jerry D Renk officer: President - North Dakota 322 EAST MAIN AVENUE, BISMARCK ND 58501
David A Zelinsky officer: President - Minnesota 322 EAST MAIN AVENUE, BISMARCK ND 58501