FirstCash Inc (FCFS) Files 10-K for the Fiscal Year Ended on December 31, 2019

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Feb 04, 2020
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FirstCash Inc (FCFS, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. FirstCash Inc is an operator of retail-based pawn stores in the U.S. and Latin America. It is engaged in operation of full-service pawn stores which make small pawn loans secured by personal property. FirstCash Inc has a market cap of $3.69 billion; its shares were traded at around $86.45 with a P/E ratio of 22.64 and P/S ratio of 2.04. The dividend yield of FirstCash Inc stocks is 1.17%. FirstCash Inc had annual average EBITDA growth of 8.60% over the past ten years. GuruFocus rated FirstCash Inc the business predictability rank of 3.5-star. GuruFocus has detected 2 severe warning signs with FirstCash Inc. .

For the last quarter FirstCash Inc reported a revenue of $498.4 million, compared with the revenue of $481.2 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $1.9 billion, an increase of 4.7% from last year. For the complete 30-year financial data, please go here.. For the last five years FirstCash Inc had an average revenue growth rate of 26% a year.

The reported diluted earnings per share was $3.81 for the year, an increase of 11.7% from previous year. Over the last five years FirstCash Inc had an EPS growth rate of 9.8% a year. The FirstCash Inc had a decent operating margin of 13.87%, compared with the operating margin of 13.5% a year before. The 10-year historical median operating margin of FirstCash Inc is 18.33%. The profitability rank of the company is 9 (out of 10).

At the end of the fiscal year, FirstCash Inc has the cash and cash equivalents of $46.5 million, compared with $71.8 million in the previous year. The long term debt was $825.1 million, compared with $590.9 million in the previous year. The interest coverage to the debt is 7.6. FirstCash Inc has a financial strength rank of 5 (out of 10).

At the current stock price of $86.45, FirstCash Inc is traded at close to its historical median P/S valuation band of $89.59. The P/S ratio of the stock is 2.04, while the historical median P/S ratio is 2.11. The intrinsic value of the stock is $49.51 a share, according to GuruFocus DCF Calculator. The stock gained 7.84% during the past 12 months.

For the complete 20-year historical financial data of FCFS, click here.